596 Sternwheel Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 596 Sternwheel Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,594 sqft · built 2012
Lot Size	0.21 acres (9,147 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Apr 2017)
Tax Bill	$8,087 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000702-0740`

Property Details

APN / Parcel Number

Primary APN	`000702-0740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,594 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	2,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	596 STERNWHEEL DR
City	SAINT JOHNS
State	FL
Zip	32259-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63/36-46 RIVERTOWN MAIN STREET DISTRICT SECTION 1 LOT 74 OR4355/1896 & 6117/695
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN MAIN STREET DISTRICT SECTION 1
Legal Phase	1
Legal Block	1
Legal Lot Number	74
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1052
Census Tract	20807

Owner

596 Sternwheel Dr is owned by a company that bought it in April 2017.

Source: St. Johns County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 20, 2019	Loan Modification, Mortgage MATTAMY JACKSONVILLE LLC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 6, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2017 · Amount on File
Deed Sale	Apr 6, 2017 · Amount on File
Prior Sale	Sep 13, 2012 · Amount on File
Deed Document Number	201724165
Deed Book / Page	4355 / 1896
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Aug 6, 2026
Property Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Document Number	0000067562
Book / Page	6416 / 798
Instrument Date	Aug 1, 2026
Instrument	202667562
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662

Mortgage

Document Number	0000067562,
Date	Aug 6, 2026
Book Page	6416/798
Instrument	202667562

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662

Mortgage

Document Number	0057720784
Date	Jun 9, 2023
Book Page	5772/784
Instrument	2023044603

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Document Number	0048530892
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12276 SAN JOSE BLVD #120 JACKSONVILLE FL 322238630, 120, JACKSONVILLE, FL 32223-8630
Investor	Possibly a Property Investor

Mortgage

Document Number	0048530892
Date	Dec 20, 2019
Book Page	004853/000892
Instrument	95741

Lender

Name	MATTAMY JACKSONVILLE LLC
Address	7800 BELFORT PKWY # 195, JACKSONVILLE, FL 32256-6946

Agreement

Amount	Amount on Record

Interest

Rate	12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Document Number	0048080218
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	596 STERNWHEEL DR ST JOHNS FL 322598662, ST JOHNS, FL 32259-8662

Mortgage

Document Number	0048080218
Date	Oct 4, 2019
Book Page	004808/000218
Instrument	74146

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2017
Property Address	596 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Document Number	0043551896
Book / Page	004355 / 001896
Instrument Date	Apr 5, 2017
Instrument	24165
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	596 STERNWHEEL DR ST JOHNS FL 322598662, ST JOHNS, FL 32259-8662

Mortgage

Document Number	43551898
Date	Apr 6, 2017
Book Page	004355/001898
Instrument	24166

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 596 Sternwheel Dr was $8,087, up 9.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,444 (+2.7%)	$486,415 (-0.26%) Land $125,000 Building $361,415
2025	$8,087.00 (+9.42%) Homeowner's exemption	$321,757 (+2.9%)	$487,689 (+1.27%) Land $110,000 Building $377,689
2024	$7,391.00 (+2.23%) Homeowner's exemption	$312,689 (+3%)	$481,588 (+2.77%) Land $99,000 Building $382,588
2023	$7,230.00 (+1.75%) Homeowner's exemption	$303,582 (+3%)	$468,590 (+5.75%) Land $99,000 Building $369,590
2022	$7,106.00 Homeowner's exemption	$294,740	$443,096 Land $89,600 Building $353,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 596 Sternwheel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 596 Sternwheel Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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