560 Sternwheel Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 560 Sternwheel Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,618 sqft · built 2013
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Mar 2026)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000702-0710`

Property Details

APN / Parcel Number

Primary APN	`000702-0710`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,618 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	2,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	440 sqft
Deck Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 STERNWHEEL DR
City	SAINT JOHNS
State	FL
Zip	32259-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63/36-46 RIVERTOWN MAIN STREET DISTRICT SECTION 1 LOT 71 OR6319/70
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVERTOWN MAIN STREET DISTRICT SECTION 1
Legal Phase	1
Legal Block	1
Legal Lot Number	71
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1052
Census Tract	20807

Owner

560 Sternwheel Dr is owned and occupied by an individual who bought it in March 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	560 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Sep 17, 2015 · Amount on File
Deed Document Number	202619490
Deed Book / Page	6319 / 70
Prior Transfer Date	Jul 27, 2012
Prior Transfer Doc	0000044019
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 6, 2026
Property Address	560 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662
Document Number	0063190070
Book / Page	6319 / 70
Map Reference	MB 63 PG 36-46
Instrument Date	Feb 25, 2026
Instrument	2026019490
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6447 LAKE ALAPAHA BLVD, NAYLOR, GA 31641-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 STERNWHEEL DR, SAINT JOHNS, FL 32259-8662

Mortgage

Document Number	0000631972
Date	Mar 6, 2026
Instrument	6319/72

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 560 Sternwheel Dr was $7,246, up 9.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,435 (+2.7%)	$525,328 (-0.7%) Land $125,000 Building $400,328
2025	$7,246.00 (+9.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$312,984 (+2.9%)	$529,057 (+0.91%) Land $110,000 Building $419,057
2024	$6,605.00 (+1.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$304,163 (+3%)	$524,304 (+2.84%) Land $99,000 Building $425,304
2023	$6,523.00 (+1.84%) Homeowner's exemption	$295,304 (+3%)	$509,813 (+6.29%) Land $99,000 Building $410,813
2022	$6,405.00 Homeowner's exemption	$286,703	$479,624 Land $89,600 Building $390,024

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 560 Sternwheel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 Sternwheel Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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