596 E Payne Rd, Marion, NC 28752 Property Records

McDowell County property record for 596 E Payne Rd, Marion, NC 28752 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage1,709 sqft Heated Area
Lot Size220,414 sqft (5.06 acres)
OccupancyOwner Occupied
Last Sale$2,000 (2014)
Tax Bill$1,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN0689-00-36-6832
Alternative APN
  • 52137

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,709 sqft Heated Area
Gross Area4,211 sqft Gross Area
1st Floor1,709 sqft 1st Floor
Basement Area1,700 sqft Basement
Unfinished Basement1,700 sqft Unfinished
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area220,414 sqft (5.06 acres)
Parking Spaces2 Parking Spaces
Garage Area460 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number52137
Street Address596 E PAYNE RD
CityMARION
StateNC
Zip28752-8676
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description5.060 AC(6.09 LESS OUTS) SURVEY 10/6/10
Legal SubdivisionCHARLES T B JARVIS TRUST
Legal TractG
JurisdictionMCDOWELL NC
Minor Civil DivisionMONTFORD COVE
Census Blockgroup4
Census Block4018
Census Tract970902

Owner

Source: McDowell County records · APN 0689-00-36-6832

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address596 E PAYNE RD, MARION, NC 28752-8676
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Mar 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Dec 15, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2014 · Amount on Record
Deed SaleMay 15, 2014 · Amount on Record
Deed Doc Number20141858
Deed Book / Page1127 / 711
Last Transfer DateMar 22, 2023
Transfer Doc0000004355
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address596 E PAYNE RD, MARION, NC 28752-8676
Transaction TypeMortgage
Record UpdatedJan 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014470240
DateSep 18, 2023
Book Page1447/240
Instrument2023004393
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address596 E PAYNE RD, MARION, NC 28752-8676
Transaction TypeMortgage
Record UpdatedJan 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 E PAYNE RD, MARION, NC 28752-8676

Mortgage

Document Number0014290757
DateMar 22, 2023
Book Page1429/757
Instrument2023001251
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCDOWELL NC
Recording DateDec 15, 2025
Property Address596 E PAYNE RD, MARION, NC 28752-8676
Document Number0015230186
Book / Page1523 / 186
Instrument DateDec 05, 2025
Instrument2025006198
Transaction TypeTransfer
Record UpdatedJan 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address596 E PAYNE RD, MARION, NC 28752-8676

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address596 E PAYNE RD, MARION, NC 28752-8676

Mortgage

Document Number2025006199
DateDec 15, 2025
Instrument2025006199
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCDOWELL NC
Recording DateNov 14, 2022
Property AddressJARVIS DR, MARION, NC 28752
Document Number0014190289
Book / Page1419 / 289
Instrument DateOct 31, 2022
Instrument2022006616
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 E PAYNE RD, MARION, NC 28752-8676

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,470.00$207,680 (-) Land $38,860 Building $168,820
2023$1,470.00$207,680 Land $38,860 Building $168,820$207,680 Land $38,860 Building $168,820

Flood & Wildfire

596 E Payne Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
46th percentile of exposed land nationally · 67th in North Carolina
Wildfire LikelihoodModerate — about 1 in 1,136 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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