McDowell County property record for 575 E Payne Rd, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 2015 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0689-00-36-1851 |
| Primary APN | 0689-00-36-1851 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| 1st Floor Area | 1,960 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 50282 |
|---|---|
| Street Address | 575 E PAYNE RD |
| City | MARION |
| State | NC |
| Zip | 28752-8676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 2.4 AC TRACT F MONTFORD COVE TWP |
| Legal Tract | F |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MONTFORD COVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 970902 |
575 E Payne Rd, a rural home, is owned and occupied by two individuals who acquired it in May 2010.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 575 E PAYNE RD, MARION, NC 28752-8676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Mar 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2010 |
| Transfer Doc | 0010200230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 575 E PAYNE RD, MARION, NC 28752-8676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012680479 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 1268/0479 |
| Instrument | 2019000933 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | MARION, NC 28752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 575 E PAYNE RD, MARION, NC 28752-8676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0012680464 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 1268/0464 |
| Instrument | 2019000932 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2034 |
The 2025 property tax bill for 575 E Payne Rd was $1,848.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 | $261,090 Land $25,000 Building $236,090 | |
| 2023 | $1,848.00 | $261,090 Land $25,000 Building $236,090 | $261,090 Land $25,000 Building $236,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 575 E Payne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 575 E Payne Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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