596 College St, Dowelltown, TN 37059 Property Records

DeKalb County property record for 596 College St, Dowelltown, TN 37059

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,209 sqft · built 1980
Lot Size	0.278 acres (12,150 sqft)
Owner	2 Individual Names on File
Tax Bill	$502 (2022)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`021044A C 03000`

Property Details

APN / Parcel Number

Primary APN	`021044A C 03000`
Alternative APN	`044A C 03000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	294 sqft
Carport	Carport
Carport Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	596 COLLEGE ST
City	DOWELLTOWN
State	TN
Zip	37059-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20; SUBDIVISION: WHITE ADDITION
Legal Subdivision	WHITE ADDITION
Legal Lot Number	7,8
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1064
Census Tract	920300

Owner

596 College St is owned and occupied by two individuals who acquired it in March 2003.

Source: DeKalb County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	596 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK
Feb 7, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2003
Deed Sale	Jan 31, 2003
Prior Sale	Dec 30, 2002 · Amount on File
Deed Book / Page	168 / 508
Last Transfer Date	Mar 18, 2003
Transfer Doc	0004390880
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	596 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Document Number	0000188625
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 COLLEGE ST DOWELLTOWN TN 370592074, DOWELLTOWN, TN 37059-2074

Mortgage

Document Number	0000188625
Date	Sep 4, 2019
Book Page	000451/000172
Instrument	188625

Lender

Name	REGIONS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	Feb 7, 2019
Property Address	596 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Document Number	0000186011
Book / Page	000440 / 000078
Instrument Date	Feb 7, 2019
Instrument	186011
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 26 DOWELLTOWN TN 370590026, DOWELLTOWN, TN 37059-0026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	Feb 4, 2019
Property Address	596 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Document Number	0000185958
Book / Page	000439 / 000880
Instrument Date	Mar 18, 2003
Instrument	185958
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 26 DOWELLTOWN TN 370590026, DOWELLTOWN, TN 37059-0026

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Dowelltown Town
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,025 Land $1,750 Building $27,275
2023		$29,025 (-) Land $1,750 Building $27,275
2022	$502.00	$29,025 Land $1,750 Building $27,275	$116,100 (-) Land $7,000 Building $109,100
2021			$116,100 Land $7,000 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 596 College St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 596 College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWELLTOWN-LIBERTY W.S. serves 1,049 people · EPA ID TN0000403
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	38 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on College St

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