520 College St, Dowelltown, TN 37059 Property Records

DeKalb County property record for 520 College St, Dowelltown, TN 37059

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 2004
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Apr 2023)
Deeds & Mortgages	Apr 2023 Sale Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021044A C 03101`

Property Details

APN / Parcel Number

Primary APN	`021044A C 03101`
Alternative APN	`044A C 03101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Terrain	Rolling
Porch	Slab
Porch Area	126 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	520 COLLEGE ST
City	DOWELLTOWN
State	TN
Zip	37059-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20; SUBDIVISION: WHITE ADDITION
Legal Subdivision	WHITE ADDITION
Legal Lot Number	9-11
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1065
Census Tract	920300

Owner

520 College St is owned and occupied by an individual who bought it in April 2023.

Source: DeKalb County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	520 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer
Oct 12, 2022	Personal Representative Deed, Transfer · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	2023208989
Deed Book / Page	548 / 520
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Apr 27, 2023
Property Address	520 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Document Number	0005480520
Book / Page	548 / 520
Instrument Date	Apr 27, 2023
Instrument	208989
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COLLEGE ST, DOWELLTOWN, TN 37059-2074

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DE KALB TN
Recording Date	Oct 12, 2022
Property Address	520 COLLEGE ST, DOWELLTOWN, TN 37059-2074
Document Number	0005360660
Book / Page	536 / 660
Instrument Date	Oct 7, 2022
Instrument	206329
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W MAIN ST, ALEXANDRIA, TN 37012-2130
Investor	Possibly a Property Investor

Mortgage

Document Number	0005360000000664
Date	Oct 12, 2022
Book Page	0000000536/0000000664
Instrument	206330

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Dowelltown Town
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$27,025 Land $1,750 Building $25,275
2023	$27,025 Land $1,750 Building $25,275
2021		$108,100 Land $7,000 Building $101,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 College St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWELLTOWN-LIBERTY W.S. serves 1,049 people · EPA ID TN0000403
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	38 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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