596 Cardinal Cir, Torrington, CT 06790 Property Records

Torrington City property record for 596 Cardinal Cir, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,884 sqft · built 1999
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2021)
Tax Bill	$14,248 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Sale & Mortgage
APN	`12721`

Property Details

APN / Parcel Number

Primary APN	`12721`
Alternative APNs	`TORR M:230 B:001 L:046` `012721`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,884 sqft Living Area
Gross Area	8,580 sqft
Basement Area	2,051 sqft
Unfinished Basement	2,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,346 sqft (4.76 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12721
Street Address	596 CARDINAL CIR
City	TORRINGTON
State	CT
Zip	06790-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	1
Legal Lot Number	46
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2042
Census Tract	310700

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	596 CARDINAL CIR, TORRINGTON, CT 06790-2173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	2021470128
Deed Book / Page	1349 / 898
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	596 CARDINAL CIR, TORRINGTON, CT 06790-2173
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01446-1039
Date	Oct 15, 2025
Book Page	1446/1039
Instrument	2025-504480

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Nov 2, 2021
Property Address	596 CARDINAL CIR, TORRINGTON, CT 06790-2173
Document Number	1349-898
Book / Page	1349 / 898
Instrument Date	Oct 29, 2021
Instrument	2021-470128
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021470129
Date	Nov 2, 2021
Instrument	2021-470129

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,248.00 (-12.97%)	$425,810 (-) Land $35,980 Building $389,830	$762,101 (+155.68%)
2025	$16,372.00	$425,810 (+36.46%) Land $35,980 Building $389,830	$298,067 Land $25,186 Building $272,881
2024	$16,372.00 (+9.4%)
2023	$14,965.00 (+1.74%)	$312,030 (-) Land $32,310 Building $279,720
2022	$14,709.00	$312,030 Land $32,310 Building $279,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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