500 Cardinal Cir, Torrington, CT 06790 Property Records

Torrington City property record for 500 Cardinal Cir, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,512 sqft · built 2004
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Feb 2008)
Tax Bill	$10,165 (2026)
Deeds & Mortgages	May 2023 Refinance Mar 2020 Mortgage
APN	`12717`

Property Details

APN / Parcel Number

Primary APN	`12717`
Alternative APNs	`TORR M:230 B:001 L:033` `012717`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	4,600 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	12717
Street Address	500 CARDINAL CIR
City	TORRINGTON
State	CT
Zip	06790-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	1
Legal Lot Number	33
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2041
Census Tract	310700

Owner

500 Cardinal Cir is owned and occupied by two individuals who bought it in February 2008.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 CARDINAL CIR, TORRINGTON, CT 06790-2173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2008 · Amount on File
Deed Sale	Feb 19, 2008 · Amount on File
Prior Sale	Jan 9, 2006 · Amount on File
Deed Book / Page	1035 / 846
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 17, 2023
Property Address	500 CARDINAL CIR, TORRINGTON, CT 06790-2173
Document Number	001389-777
Book / Page	1389 / 777
Instrument Date	May 12, 2023
Instrument	2023-484265
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 CARDINAL CIR, TORRINGTON, CT 06790-2173

Mortgage

Document Number	2023484266
Date	May 17, 2023
Instrument	2023-484266

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	500 CARDINAL CIR, TORRINGTON, CT 06790-2173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1304-295
Date	Mar 26, 2020
Book Page	1304/295
Instrument	2020-454019

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 500 Cardinal Cir was $10,165, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,165.00 (-12.98%)	$303,800 (-) Land $28,840 Building $274,960	$481,162 (+126.26%)
2025	$11,681.00	$303,800 Land $28,840 Building $274,960	$212,660 Land $20,188 Building $192,472
2024	$11,681.00 (+39.04%)
2023	$8,401.00 (+1.73%)	$175,170 (-) Land $25,240 Building $149,930
2022	$8,258.00	$175,170 Land $25,240 Building $149,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 500 Cardinal Cir.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Cardinal Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Cir

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