5959 Echo Ln, Oxford, MI 48371 Property Records

Oakland County property record for 5959 Echo Ln, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,178 sqft · built 1988
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2025)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D-03-36-426-009`

Property Details

APN / Parcel Number

Primary APN	`D-03-36-426-009`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	109,336 sqft (2.51 acres)
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5959 ECHO LN
City	OXFORD
State	MI
Zip	48371-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 36 PART OF SE 1/4 BEG AT PT DIST S 89-26-09 W 241.47 FT FROM E 1/4 COR, TH S 00-29-45 E 451.89 FT, TH S 89-26-09 W 241.47 FT, TH N 00-29-45 W 451.89 FT, TH N 89-26-09 E 241.47 FT TO BEG 2.51 A 1-19-88 FROM 004
Legal Range	09E
Legal Township	05N
Legal Section	36
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1001
Census Tract	122400

Owner

5959 Echo Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26581 CRYSTAL AVE, WARREN, MI 48091-1167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	202576504
Deed Book / Page	60308 / 892
Prior Transfer Date	Aug 5, 2009
Prior Transfer Doc	0000143449
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5959 ECHO LN, OXFORD, MI 48371-5656
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5959 ECHO LANE, FLINT, MI 48501

Mortgage

Document Number	0000458950
Date	Oct 17, 2022
Book Page	58192/765
Instrument	458950

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5959 ECHO LN, OXFORD, MI 48371-5656
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5959 ECHO LN, OXFORD, MI 48371-5656

Mortgage

Document Number	0000290238
Date	Jan 10, 2022
Book Page	57266/391
Instrument	290238

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	335 Months
Due	Dec 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 23, 2019
Property Address	5959 ECHO LN, OXFORD, MI 48371-5656
Document Number	0000214497
Book / Page	53643 / 00116
Instrument Date	Dec 16, 2019
Instrument	214497
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5959 ECHO LN, 5959, OXFORD, MI 48371-5656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5959 ECHO LN, OXFORD, MI 48371-5656

Mortgage

Document Number	5364300119
Date	Dec 23, 2019
Instrument	53643/00119

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5959 Echo Ln was $4,029 with a homeowner's exemption, down 47.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,029.00 (-47.53%)	$170,340	$340,680
2024	$7,679.00
2023		$149,190	$298,380
2021	$4,544.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5959 Echo Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5959 Echo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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