5949 Echo Ln, Oxford, MI 48371 Property Records

Oakland County property record for 5949 Echo Ln, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 1992
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,400 (Jul 2006)
Tax Bill	$2,283 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D-03-36-426-008`

Property Details

APN / Parcel Number

Primary APN	`D-03-36-426-008`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,614 sqft
Basement Area	1,614 sqft
Unfinished Basement	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	109,336 sqft (2.51 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	82 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5949 ECHO LN
City	OXFORD
State	MI
Zip	48371-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T5N, R9E, SEC 36 PART OF SE 1/4 BEG AT PT DIST S 89-26-09 W 482.94 FT FROM E 1/4 COR, TH S 00-29-45 E 451.89 FT, TH S 89-26-09 W 58.23 FT, TH N 39-36-13 W 581.80 FT, TH N 89-26-09 E 425.21 FT TO BEG 2.51 A 1-19-88 FROM 004
Legal Range	09E
Legal Township	05N
Legal Section	36
Legal Subdivision	SECT 36 T5N R9E
Jurisdiction	OAKLAND MI
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1001
Census Tract	122400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5949 ECHO LN, OXFORD, MI 48371-5656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2006 · Amount on Record
Deed Sale	Jul 10, 2006 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	2006172724
Deed Book / Page	37811 / 99
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5949 ECHO LN, OXFORD, MI 48371-5656
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20260037142
Date	Mar 30, 2026
Book Page	61056/548
Instrument	20260037142

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5949 ECHO LN, OXFORD, MI 48371-5656
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5949 ECHO LN, OXFORD, MI 48371-5656

Mortgage

Document Number	0000244445
Date	Oct 14, 2021
Book Page	56997/673
Instrument	244445

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Brandon Charter Township
Unified School District	Brandon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,283.00 (-47.14%) Homeowner's exemption	$188,400 (+14.46%)	$376,800 (+14.46%)
2024	$4,319.00 (+19.67%)
2023		$164,600	$329,200
2021	$3,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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