5952 Wainwright Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 5952 Wainwright Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 2001
Lot Size	0.382 acres (16,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,100 (Nov 2001)
Tax Bill	$8,889 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-428-025`

Property Details

APN / Parcel Number

Primary APN	`08-04-428-025`
Alternative APNs	`804428025` `112D213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Basement Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	16,635 sqft (0.382 acres)
Garage Area	836 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	112D213
Street Address	5952 WAINWRIGHT CT
City	ROSCOE
State	IL
Zip	61073-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	FINAL PLAT OF DEERWOOD ON MCDONALD PTE 1/2 SE1/4 SEC 4-45-2 LOT 13
Legal Range	2
Legal Township	45
Legal Section	4
Legal Subdivision	FINAL PLAT OF DEERWOOD ON MCDONALD
Legal Lot Number	13
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3017
Census Tract	3806

Owner

Source: Winnebago County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2001 · Amount on Record
Deed Sale	Nov 30, 2001 · Amount on Record
Deed Document Number	2001176310
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 31, 2026
Property Address	5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Document Number	0000019692
Instrument Date	Jul 24, 2026
Instrument	202619692
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913

Mortgage

Document Number	0000019692,
Date	Jul 31, 2026
Instrument	202619692

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2056

Interest

Rate	7.19%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Document Number	0001031173
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5952 WAINWRIGHT CT ROSCOE IL 610731913, ROSCOE, IL 61073-1913

Mortgage

Document Number	0001031173
Date	Oct 15, 2020
Instrument	1031173

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Document Number	0001033888
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5952 WAINWRIGHT CT ROSCOE IL 610731913, ROSCOE, IL 61073-1913

Mortgage

Document Number	0001033888
Date	Nov 21, 2018
Instrument	1033888

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5952 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Document Number	0001022681
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5952 WAINWRIGHT CT ROSCOE IL 610731913, ROSCOE, IL 61073-1913

Mortgage

Document Number	0001022681
Date	Aug 8, 2018
Instrument	1022681

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.08%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,889.00	$113,173 (+35.75%) Land $22,052 Building $91,121	$339,519 (+35.75%) Land $66,156 Building $273,363
2022	Homeowner's exemption	$83,368 Land $16,245 Building $67,123	$250,104 Land $48,735 Building $201,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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