5924 Wainwright Ct, Roscoe, IL 61073 Property Records

Winnebago County property record for 5924 Wainwright Ct, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,402 sqft · built 2001
Lot Size	0.56 acres (24,405 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2024)
Tax Bill	$10,671 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-428-023`

Property Details

APN / Parcel Number

Primary APN	`08-04-428-023`
Alternative APN	`112D211`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,402 sqft Living Area
1st Floor Area	2,402 sqft
Basement Area	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	24,405 sqft (0.56 acres)
Garage Area	724 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5924 WAINWRIGHT CT
City	ROSCOE
State	IL
Zip	61073-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	FINAL PLAT OF DEERWOOD ON MCDONALD PTE 1/2 SE1/4 SEC 4-45-2 LOT 11
Legal Range	2
Legal Township	45
Legal Section	4
Legal Subdivision	FINAL PLAT OF DEERWOOD ON MCDONALD
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3017
Census Tract	3806

Owner

Source: Winnebago County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5924 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Feb 10, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202418360
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5924 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, MTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027847
Date	Oct 24, 2025
Instrument	2527847

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.88%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5924 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002798
Date	Jan 27, 2022
Instrument	2202798

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 10, 2020
Property Address	5924 WAINWRIGHT CT, ROSCOE, IL 61073-1913
Document Number	0001003786
Instrument Date	Feb 7, 2019
Instrument	1003786
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 WAINWRIGHT CT ROSCOE IL 610731913, ROSCOE, IL 61073-1913

Mortgage

Document Number	1003787
Date	Feb 10, 2020
Instrument	1003787

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,671.00	$129,911 (+23.45%) Land $20,055 Building $109,856	$389,733 (+23.45%) Land $60,165 Building $329,568
2022	Homeowner's exemption	$105,230 Land $16,245 Building $88,985	$315,690 Land $48,735 Building $266,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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