5952 A B Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5952 A B Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,246 sqft · built 1970
Lot Size	0.527 acres (22,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2019)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`8813-16-452-005`

Property Details

APN / Parcel Number

Primary APN	`8813-16-452-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,246 sqft
Finished Basement	500 sqft
Unfinished Basement	1,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,940 sqft (0.527 acres)
Lot Dimensions	185 ft deep x 124 ft wide

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	224 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5952 A B AVE
City	WATERLOO
State	IA
Zip	50701-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LICHTY THIRD ORANGE ADDITION LOT 49
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	LICHTY THIRD ORANGE ADDITION
Legal Lot Number	49
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1035
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5952 A B AVE, WATERLOO, IA 50701-9255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage FARMERS STATE BANK
May 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	201917830
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5952 A B AVE, WATERLOO, IA 50701-9255
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016876
Date	Apr 18, 2018
Instrument	201800016876

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2028

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 29, 2019
Property Address	5952 A B AVE, WATERLOO, IA 50701-9255
Document Number	201900017830
Instrument Date	May 28, 2019
Instrument	201900017830
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5952 A B AVE, WATERLOO, IA 50701-9255
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,184.00 (+0.39%) Homeowner's exemption	$264,930 (+6.72%) Land $36,830 Building $228,100	$264,930 (+6.72%) Land $36,830 Building $228,100
2024	$5,164.00 (+30.93%)
2023		$248,240 (+31.75%) Land $36,830 Building $211,410	$248,240 (+31.75%) Land $36,830 Building $211,410
2022	$3,944.00 Homeowner's exemption	$188,420 Land $36,830 Building $151,590
2021			$188,420 Land $36,830 Building $151,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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