5830 A B Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 5830 A B Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,384 sqft · built 1956
Lot Size	0.742 acres (32,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Dec 2020)
Tax Bill	$4,896 (2025)
Deeds & Mortgages	Dec 2019 Refinance Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8813-16-451-017`

Property Details

APN / Parcel Number

Primary APN	`8813-16-451-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,336 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,305 sqft (0.742 acres)
Lot Dimensions	185 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5830 A B AVE
City	WATERLOO
State	IA
Zip	50701-9094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R WAGNER ADDITION LOT 2 & UND 1/4 INT TRACT A
Legal Range	13W
Legal Township	88N
Legal Section	16
Legal Subdivision	R WAGNER ADDITION
Legal Tract	A
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1035
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5830 A B AVE, WATERLOO, IA 50701-9094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Warranty Deed, Transfer · Stand-Alone Refinance VERIDIAN CREDIT UNION
Jan 21, 2020	Warranty Deed, Transfer · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2020 · Amount on Record
Deed Sale	Dec 19, 2020 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202011225
Prior Transfer Date	Oct 12, 2010
Prior Transfer Doc	2011007520
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 19, 2019
Property Address	5830 A B AVE, WATERLOO, IA 50701-9094
Document Number	20202000011225
Instrument Date	Dec 19, 2019
Instrument	20202000011225
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830A B AVE, WATERLOO, IA 50701-9094

Mortgage

Document Number	20202000011226
Date	Dec 19, 2019
Instrument	20202000011226

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 21, 2020
Property Address	5830 A B AVE, WATERLOO, IA 50701-9094
Document Number	202000012895
Instrument Date	Dec 19, 2019
Instrument	202000012895
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830A B AVE, WATERLOO, IA 50701-9094

Mortgage

Document Number	202000012896
Date	Jan 21, 2020
Instrument	202000012896

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,896.00 (+0.16%) Homeowner's exemption	$250,810 (+6.48%) Land $38,420 Building $212,390	$250,810 (+6.48%) Land $38,420 Building $212,390
2024	$4,888.00 (+26.04%)
2023		$235,550 (+27.01%) Land $38,420 Building $197,130	$235,550 (+27.01%) Land $38,420 Building $197,130
2022	$3,878.00 Homeowner's exemption	$185,460 Land $38,420 Building $147,040
2021			$185,460 Land $38,420 Building $147,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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