5950 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 5950 S Point Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,478 sqft · built 2021
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Nov 2019)
Tax Bill	$15,050 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-021413`

Property Details

APN / Parcel Number

Primary APN	`10-021413`
Alternative APN	`021413`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,478 sqft Total Area
Basement Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	216 sqft
Deck Area	96 sqft
Patio Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	021413
Street Address	5950 S POINT RD
City	BERLIN
State	MD
Zip	21811-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EAST SIDE STEPHEN DECATUR RD PL BAY SHORES
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records · APN 10-021413

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 BLACKPOOL RD, REHOBOTH BEACH, DE 19971-3516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Dec 08, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage WSFS MTG
Nov 12, 2019	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	May 06, 1991 · Amount on Record
Deed Book / Page	7532 / 486
Last Transfer Date	Nov 30, 2020
Transfer Doc	0078630236
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	5950 S POINT RD, BERLIN, MD 21811-2628
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082960206
Date	Jan 25, 2022
Book Page	8296/206

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WAYNE, PA 19087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

December 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 08, 2020
Property Address	5950 S POINT RD, BERLIN, MD 21811-2628
Document Number	0078630239
Book / Page	007863 / 000239
Instrument Date	Nov 30, 2020
Transaction Type	Construction Loan
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 BLACKPOOL RD REHOBOTH BEACH DE 199713516, REHOBOTH BEACH, DE 19971-3516

Mortgage

Document Number	78630241
Date	Dec 08, 2020
Book Page	007863/000241

Lender

Name	WSFS MTG
Address	724 W LANCASTER AVE, WAYNE, PA 19087-2542

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 07, 2021

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 12, 2019
Property Address	5950 S POINT RD, BERLIN, MD 21811-2628
Document Number	0075320486
Book / Page	7532 / 486
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	115 BLACKPOOL RD, REHOBOTH BEACH, DE 19971-3516

Mortgage

Document Number	0007532491
Date	Nov 12, 2019
Instrument	7532/491

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,675,500 (+3.57%)	$1,791,100 (+10.72%) Land $522,500 Building $1,268,600
2025	$15,050.00 (+9.59%)	$1,617,700 (+12.73%) Land $432,500 Building $1,185,200	$1,617,700 (-) Land $432,500 Building $1,185,200
2023	$13,733.00	$1,435,033	$1,617,700 Land $432,500 Building $1,185,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures