487 White Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 487 White Rd, Watsonville, CA 95076

Property Summary

Property Type	Horticulture, Ornamental (Agricultural)
Details	1 bd · 2 ba · 2,392 sqft · built 1977
Lot Size	2.58 acres (112,690 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Feb 2002)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`049-022-11`

Property Details

APN / Parcel Number

Primary APN	`049-022-11`
Alternative APN	`049-022-11-000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,392 sqft Gross Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Material	Tar & Gravel
Lot Area	112,690 sqft
Patio Area	778 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	487 WHITE RD
City	WATSONVILLE
State	CA
Zip	95076-9625
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Horticulture, Ornamental (Agricultural)
Local Zoning Code	A
Legal Subdivision	THE LAND CONVEYED TO PAUL A BOBERG
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2014
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	487 WHITE RD, WATSONVILLE, CA 95076-9625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2002 · Amount on Record
Deed Sale	Feb 5, 2002 · Amount on Record
Prior Sale	Oct 5, 2001 · Amount on Record
Deed Document Number	20029417
Last Transfer Date	Jun 10, 2024
Transfer Doc	0000011233
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	487 WHITE RD, WATSONVILLE, CA 95076-9625
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 WHITE RD, WATSONVILLE, CA 95076-9625

Mortgage

Document Number	0000039152
Date	Jul 26, 2021
Instrument	2021-0039152

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2023
Property Address	487 WHITE RD, WATSONVILLE, CA 95076-9625
Document Number	0000009557
Instrument Date	May 26, 2023
Instrument	2023-0009557
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 WHITE RD, WATSONVILLE, CA 95076-9625

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,499 (+2%) Land $384,247 Building $219,252
2025	$4,663.00 (-8.69%) Disabled Person's exemption Veteran's exemption	$591,666 (+4.04%) Land $376,713 Building $214,953
2023	$5,107.00 (+0.08%) Disabled Person's exemption Veteran's exemption	$568,691 Land $362,085 Building $206,606
2022	$5,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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