Sumter County property record for 595 W Emerald Lake Dr, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,453 sqft · built 1995 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $313,000 (May 2021) |
| Tax Bill | $5,539 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2018 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 243-00-04-006 |
| Primary APN | 243-00-04-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| Gross Area | 3,204 sqft |
| 1st Floor Area | 1,913 sqft |
| Upper Floors Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Wood |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 593 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 45931 |
|---|---|
| Street Address | 595 W EMERALD LAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29153-9082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 112 PB89-872 1.04 AC |
| Legal Subdivision | EMERALD LAKES SUB |
| Legal Lot Number | 112 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 402 |
Source: Sumter County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 6, 2018 | Affidavit, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional with PMI DIRECT AIR INC |
| Aug 25, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 25, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 29, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Apr 6, 2018 · Amount on Record |
| Deed Document Number | 2021 |
| Deed Book / Page | 1285 / 5218 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 0012342512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 26, 2021 |
| Property Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012855218 |
| Book / Page | 1285 / 5218 |
| Map Reference | MB 2004 PG 569 |
| Instrument Date | May 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,158.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012855222 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 1285/5222 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 6, 2018 |
| Property Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012430558 |
| Book / Page | 1243 / 0558 |
| Map Reference | MB2004 PG569 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $873.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0001243561 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 1243/561 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012371670 |
| Book / Page | 001237 / 001670 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0012371670 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 001237/001670 |
| Name | DIRECT AIR INC |
|---|---|
| Address | 389 LESESNE ST, DANIEL ISLAND, SC 29492-7315 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 25, 2017 |
| Property Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012362483 |
| Book / Page | 001236 / 002483 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 BELLE CHASE DR LEXINGTON SC 290727944, LEXINGTON, SC 29072-7944 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 25, 2017 |
| Property Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012362513 |
| Book / Page | 001236 / 002513 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $547.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 23RD AVE ISLE OF PALMS SC 294512377, ISLE OF PALMS, SC 29451-2377 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 29, 2017 |
| Property Address | 595 W EMERALD LAKE DR, SUMTER, SC 29153-9082 |
| Document Number | 0012342512 |
| Book / Page | 001234 / 002512 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $536.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147 |
| Investor | Possibly a Property Investor |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,539.00 (+1.6%) | $16,730 (+0.06%) Land $3,360 Building $13,370 | $278,661 (-) Land $56,000 Building $222,661 |
| 2023 | $16,720 (-) Land $3,360 Building $13,360 | $278,661 (-) Land $56,000 Building $222,661 | |
| 2022 | $5,452.00 | $16,720 Land $3,360 Building $13,360 | $278,661 Land $56,000 Building $222,661 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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