Sumter County property record for 655 W Emerald Lake Dr, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,748 sqft · built 2003 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Jun 2022) |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 243-00-04-002 |
| Primary APN | 243-00-04-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 2,322 sqft |
| Upper Floors Area | 426 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 45927 |
|---|---|
| Old Parcel Number | 243 00 04 002 |
| Street Address | 655 W EMERALD LAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29153-8677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 108 PB90-53 1.28 AC |
| Legal Subdivision | EMERALD LAKE |
| Legal Lot Number | 108 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 402 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 W EMERALD LAKE DR, SUMTER, SC 29153-8677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Dec 17, 2020 | Deed of Trust, Mortgage · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Mar 28, 2013 · Amount on Record |
| Deed Document Number | 0013025576 |
| Deed Book / Page | 1302 / 5576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 8, 2022 |
| Property Address | 655 W EMERALD LAKE DR, SUMTER, SC 29153-8677 |
| Document Number | 0013025576 |
| Book / Page | 1302 / 5576 |
| Map Reference | MB PB90 PG 53 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,572.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 W EMERALD LAKE DR, SUMTER, SC 29153-8677 |
| Document Number | 0013025580 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 1302/5580 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 655 W EMERALD LAKE DR, SUMTER, SC 29153-8677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012780729 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 1278/729 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2042 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,287.00 (+41.7%) | $14,750 (-33.35%) Land $2,240 Building $12,510 | $368,828 (-) Land $56,000 Building $312,828 |
| 2023 | $22,130 (+113.82%) Land $3,360 Building $18,770 | $368,828 (+42.49%) Land $56,000 Building $312,828 | |
| 2022 | $1,614.00 | $10,350 Land $2,240 Building $8,110 | $258,845 Land $56,000 Building $202,845 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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