595 Ledges Dr, Sagle, ID 83860 Property Records

Bonner County property record for 595 Ledges Dr, Sagle, ID 83860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,884 sqft · built 2015
Lot Size3.69 acres (160,736 sqft)
Owner2 Individual Names on File
Last Sale$506,300 (Jul 2020)
Tax Bill$2,223 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNRP061030010020A

Property Details

APN / Parcel Number

Primary APNRP061030010020A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,884 sqft Finished Area
1st Floor Area1,884 sqft
Great RoomGreat Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area160,736 sqft (3.69 acres)
Garage TypeAttached
Garage Area440 sqft
Lean-To56 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Street Address595 LEDGES DR
CitySAGLE
StateID
Zip83860-7039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA/f-20
Legal Description15-56N-3W LEDGES OVER PEND BLK 1 LOT 2 OREILLE REPLAT
Legal Range03W
Legal Township56N
Legal Section15
Legal SubdivisionLEDGES OVER PEND
Legal Block1
Legal Lot Number2
JurisdictionBONNER ID
Township / Civil DivisionBLANCHARD-GLENGARY
Census Block Group1
Census Block1015
Census Tract950801

Owner

595 Ledges Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address595 LEDGES DR, SAGLE, ID 83860-7039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Jul 30, 2020Warranty Deed, Transfer · Conventional Mortgage
SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2020 · Amount on File
Deed SaleJul 30, 2020 · Amount on File
Prior SaleJul 27, 2015 · Amount on File
Deed Document Number2020961996
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address595 LEDGES DR, SAGLE, ID 83860-7039
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001008031
DateJul 7, 2022
Instrument1008031
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateJul 30, 2020
Property Address595 LEDGES DR, SAGLE, ID 83860-7039
Document Number961996
Map ReferenceMB 11 PG 41
Instrument DateJul 29, 2020
Instrument961996
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 LEDGES DR, SAGLE, ID 83860-7039

Mortgage

Document Number961997
DateJul 30, 2020
Instrument961997
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 595 Ledges Dr was $2,223 with a homeowner's exemption, up 7.5% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,223.00 (+7.5%) Homeowner's exemption$753,102 (+17.48%) Land $421,675 Building $331,427$753,102 (+17.48%) Land $421,675 Building $331,427
2025$2,068.00 Homeowner's exemption$641,053 Land $372,155 Building $268,898$641,053 Land $372,155 Building $268,898
2023$2,420.00 Homeowner's exemption$747,565 Land $404,728 Building $342,837$747,565 Land $404,728 Building $342,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 595 Ledges Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 Ledges Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
MountainLink
Fixed Wireless
250 / 50
Wired or Wireless
Fixed Wireless · not low latency
30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ledges Dr

Nearby Streets

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