441 Ledges Dr, Sagle, ID 83860 Property Records

Bonner County property record for 441 Ledges Dr, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,652 sqft · built 2016
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$84,400 (Oct 2014)
Tax Bill	$3,158 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP061030010010A`

Property Details

APN / Parcel Number

Primary APN	`RP061030010010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,652 sqft Finished Area
1st Floor Area	3,652 sqft
Great Room	Great Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	441 LEDGES DR
City	SAGLE
State	ID
Zip	83860-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-20
Legal Description	15-56N-3W LEDGES OVER PEND BLK 1 LOT 1 OREILLE REPLAT CPWRS
Legal Range	03W
Legal Township	56N
Legal Section	15
Legal Subdivision	CPWRS
Legal Block	1
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1015
Census Tract	950801

Owner

441 Ledges Dr is owned and occupied by two individuals who bought it in October 2014.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 LEDGES DR, SAGLE, ID 83860-7046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2014 · Amount on File
Deed Sale	Oct 31, 2014 · Amount on File
Deed Document Number	2014866294
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	441 LEDGES DR, SAGLE, ID 83860-7046
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 IEDGES DR, SAGLE, ID 83860

Mortgage

Document Number	995442
Date	Nov 10, 2021
Instrument	995442

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	HAYDEN, ID 83835

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	441 LEDGES DR, SAGLE, ID 83860-7046
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	957955
Date	May 28, 2020
Instrument	957955

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 441 Ledges Dr was $3,158 with a homeowner's exemption, up 8.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,158.00 (+8.63%) Homeowner's exemption	$1,044,723 (+22.04%) Land $423,879 Building $620,844	$1,044,723 (+22.04%) Land $423,879 Building $620,844
2025	$2,907.00 Homeowner's exemption	$856,061 Land $365,921 Building $490,140	$856,061 Land $365,921 Building $490,140
2023	$3,507.00 Homeowner's exemption	$1,038,094 Land $397,802 Building $640,292	$1,038,094 Land $397,802 Building $640,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Ledges Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Ledges Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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