595 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 595 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,276 sqft · built 1997
Lot Size	0.921 acres (40,162 sqft)
Owner	Individual Name on Record
Last Sale	$195,900 (Oct 2018)
Tax Bill	$858 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083014B A 00100`

Property Details

APN / Parcel Number

Primary APN	`083014B A 00100`
Alternative APN	`014B A 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,162 sqft
Lot Dimensions	365 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	595 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 16 PAGE: 209 BLOCK: LOT: 1 SUBD: LEARLAND SUB
Legal Subdivision	LEARLAND
Legal Lot Number	1 110
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

Source: Sumner County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 LEAR RD, PORTLAND, TN 37148-4454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 19, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Feb 14, 2017	Warranty Deed, Transfer GRASSLAND FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	1249000
Deed Book / Page	4835 / 154
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	595 LEAR RD, PORTLAND, TN 37148-4454
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059280841
Date	Apr 26, 2022
Book Page	5928/841
Instrument	1413185

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	595 LEAR RD, PORTLAND, TN 37148-4454
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 LEAR RD, PORTLAND, TN 37148-4454

Mortgage

Document Number	0060230123
Date	Aug 31, 2022
Book Page	6023/123
Instrument	1428187

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 19, 2018
Property Address	595 LEAR RD, PORTLAND, TN 37148-4454
Document Number	0048350154
Book / Page	4835 / 154
Map Reference	MB 16 PG 209
Instrument Date	Oct 16, 2018
Instrument	1249000
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	BIRTHRIGHT TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 LEAR RD, PORTLAND, TN 37148-4454

Mortgage

Document Number	0048350156
Date	Oct 19, 2018
Book Page	4835/156
Instrument	1249001

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 13, 2017
Property Address	595 LEAR RD, PORTLAND, TN 37148-4454
Document Number	0046240636
Book / Page	4624 / 636
Map Reference	MB 16 PG 209
Instrument Date	Oct 12, 2017
Instrument	1211366
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	LIMESTONE TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 LEAR RD, PORTLAND, TN 37148-4454

Mortgage

Document Number	1211367
Date	Oct 13, 2017
Instrument	1211367

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Feb 14, 2017
Property Address	595 LEAR RD, PORTLAND, TN 37148-4454
Document Number	0044790161
Book / Page	4479 / 161
Map Reference	MB 16 PG 209
Instrument Date	Jan 27, 2017
Instrument	1185386
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	LIMESTONE TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 LEAR RD, PORTLAND, TN 37148-4454

Mortgage

Document Number	1185387
Date	Feb 14, 2017
Instrument	1185387

Lender

Name	GRASSLAND FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 27, 2032

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (-0.81%)	$60,400 (+57.29%) Land $12,500 Building $47,900
2024			$241,600 (+57.29%) Land $50,000 Building $191,600
2023	$865.00 (-0.46%)	$38,400 (-) Land $7,350 Building $31,050
2022	$869.00	$38,400 Land $7,350 Building $31,050
2021			$153,600 Land $29,400 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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