401 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 401 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Mobile Home
Details	1,728 sqft · built 2003
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2017)
Tax Bill	$620 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083014 00103`

Property Details

APN / Parcel Number

Primary APN	`083014 00103`
Alternative APN	`014 00103`

Interior

Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Lot Area	94,525 sqft (2.17 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,840 sqft
Parking Spaces	6 Parking Spaces
Deck Area	640 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4454
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A
Legal Description	PLAT: 19 PAGE: 374 BLOCK: LOT: 1 SUBD: LEROY PENNINGTON PROP
Legal Subdivision	LEROY PENNINGTON
Legal Lot Number	1
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

Source: Sumner County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 LEAR RD, PORTLAND, TN 37148-4454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Feb 6, 2012 · Amount on Record
Deed Document Number	20171204421
Deed Book / Page	4585 / 549
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	401 LEAR RD, PORTLAND, TN 37148-4454
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LEAR RD, PORTLAND, TN 37148-4454

Mortgage

Document Number	0066900734
Date	Sep 30, 2025
Book Page	6690/734
Instrument	1528623

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 9, 2017
Property Address	401 LEAR RD, PORTLAND, TN 37148-4454
Document Number	0045850549
Book / Page	4585 / 549
Map Reference	MB 19 PG 374
Instrument Date	Aug 4, 2017
Instrument	1204421
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CREEKSIDE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 LEAR RD, PORTLAND, TN 37148-4454

Mortgage

Document Number	0001204422
Date	Aug 9, 2017
Instrument	1204422

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$620.00 (-18.85%)	$43,650 (+28.67%) Land $20,250 Building $23,400
2024			$174,600 (+28.67%) Land $81,000 Building $93,600
2023	$764.00 (-0.39%)	$33,925 (-) Land $9,175 Building $24,750
2022	$767.00	$33,925 Land $9,175 Building $24,750
2021			$135,700 Land $36,700 Building $99,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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