595 Co Rd 389, Centre, AL 35960 Property Records

Cherokee County property record for 595 Co Rd 389, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,587 sqft · built 2023
Owner	Individual Name on File
Last Sale	$65,000 (Aug 2022)
Tax Bill	$1,050 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-08-0-000-001.013`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-08-0-000-001.013`
Alternative APNs	`ALT APN:1403080000001013` `208444` `215771`

Interior

Stories	1 Story
Building Area	1,587 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Roof Type	Gable/Hip
Roof Material	Asphalt

Location & Zoning

Account Number	215771
Street Address	595 COUNTY ROAD 389
City	CENTRE
State	AL
Zip	35960-6751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 CREEKWOOD SUBD PB 8 PG 84
Legal Subdivision	CREEKWOOD SUBD
Legal Lot Number	12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4001
Census Tract	956000

Owner

595 Co Rd 389 is owned and occupied by an individual who bought it in August 2022.

Source: Cherokee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	595 COUNTY ROAD 389, CENTRE, AL 35960-6751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK OF ALABAMA
Feb 25, 2021	Warranty Deed, Transfer SOURCE OF TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	225843
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 22, 2022
Property Address	595 COUNTY ROAD 389, CENTRE, AL 35960-6751
Document Number	0000225843
Map Reference	PB 8 PG 84
Instrument Date	Aug 19, 2022
Instrument	225843
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 COUNTY ROAD 706, GAYLESVILLE, AL 35973-3530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 DEESE CT, CARROLLTON, GA 30117-2488
Investor	Possibly a Property Investor

Mortgage

Document Number	0000225844
Date	Aug 22, 2022
Instrument	225844

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2032

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 25, 2021
Property Address	595 COUNTY ROAD 389, CENTRE, AL 35960-6751
Document Number	0000216787
Map Reference	PB 8 PG 84
Instrument Date	Feb 22, 2021
Instrument	216787
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	SOURCE OF TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 BELLAIRE LN, NEWNAN, GA 30265-5625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 COUNTY ROAD 706, GAYLESVILLE, AL 35973-3530
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$14,240 Land $13,380 Building $860	$375,300 Land $133,800 Building $241,500
2023	$1,050.00	$25,000 (-)	$125,000 (-) Land $125,000
2022	$1,050.00	$25,000 Land $25,000	$125,000 Land $125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 595 Co Rd 389 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 595 Co Rd 389 is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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