Cherokee County property record for 495 Co Rd 389, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,992 sqft · built 1984 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Aug 2025) |
| Tax Bill | $1,808 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-03-08-0-000-001.009 |
| Primary APN | 13-14-03-08-0-000-001.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Upper Floors Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 209728 |
|---|---|
| Street Address | 495 COUNTY ROAD 389 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, CREEKWOOD S/D, PB 8/84 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 08 |
| Legal Subdivision | CREEKWOOD SUB |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 956000 |
495 Co Rd 389 is owned by two individuals who bought it in August 2025.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 544, ANNA MARIA, FL 34216-0544 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on File |
| Deed Sale | Aug 28, 2025 · Amount on File |
| Prior Sale | May 19, 2020 · Amount on File |
| Deed Document Number | 2025240125 |
| Prior Transfer Date | Oct 8, 2012 |
| Prior Transfer Doc | 0000176277 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 495 Co Rd 389 was $1,808, down 42.1% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,808.00 (-42.09%) | ||
| 2025 | $3,122.00 (+3.51%) | $40,820 (-41.28%) Land $38,520 Building $2,300 | $371,700 (+3.51%) Land $192,600 Building $179,100 |
| 2024 | $3,016.00 | $69,520 (-3.2%) Land $36,000 Building $33,520 | $359,100 (-) Land $180,000 Building $179,100 |
| 2023 | $3,016.00 | $71,820 (+87.52%) | $359,100 (-) Land $180,000 Building $179,100 |
| 2022 | $3,016.00 | $38,300 Land $36,000 Building $2,300 | $359,100 Land $180,000 Building $179,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 495 Co Rd 389 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Co Rd 389 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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