595 Cawley Dr, Unit 2B, Frederick, MD 21703 Property Records

Frederick County property record for 595 Cawley Dr, Unit 2B, Frederick, MD 21703

Property Summary

Property TypeCondominium
Detailsbuilt 2004
Lot Size0.032 acres (1,387 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Feb 2023)
Tax Bill$4,081 (2024)
Deeds & MortgagesNov 2023 Line of Credit
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-250365

Property Details

APN / Parcel Number

Primary APN02-250365
Alternative APN
  • 250365

Interior

Units13 Units

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area1,387 sqft (0.032 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number250365
Street Address595 CAWLEY DR, 2B
CityFREDERICK
StateMD
Zip21703-5964
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePND
Legal DescriptionUNIT 4-2B PHASE 4 1,387 SQ. FT. BALLENGER POINTE CONDO
Legal SubdivisionBALLENGER POINTE CONDO PH 04
Legal Phase1,4
Legal Lot Number4 2B
Legal Unit4
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2007
Census Tract751003

Owner

Source: Frederick County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address806 TWIN OAKS DR, POTOMAC, MD 20854-2922
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 10, 2023Deed, Transfer
CLEAR TITLE, CLEAR TITLE LLC
Aug 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2023 · Amount on Record
Deed SaleFeb 10, 2023 · Amount on Record
Prior SaleJun 21, 2004 · Amount on Record
Prior Transfer DateJul 9, 2020
Prior Transfer Doc0139710235
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address595 CAWLEY DR # 4-2B, 4-2B, FREDERICK, MD 21703-5960
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 TWIN OAKS DR, ROCKVILLE, MD 20854-2922

Mortgage

Document Number0166560472
DateNov 3, 2023
Book Page16656/472
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueOct 25, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 10, 2023
Property Address595 CAWLEY DR # 4-2B, 4-2B, FREDERICK, MD 21703-5960
Document Number0163270252
Book / Page16327 / 252
Map ReferenceMB 76 PG 104&105
Instrument DateJan 31, 2023
Transaction TypeTransfer
Record UpdatedMar 3, 2023
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address595 CAWLEY DR, FREDERICK, MD 21703-5960

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateAug 11, 2020
Property Address595 CAWLEY DR # 4-2B, 4-2B, FREDERICK, MD 21703-5960
Document Number0139710235
Book / Page013971 / 000235
Instrument DateJul 9, 2020
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2740 COPPER CREEK RD HERNDON VA 201713520, HERNDON, VA 20171-3520

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJun 29, 2020
Property Address595 CAWLEY DR # 4-2B, 4-2B, FREDERICK, MD 21703-5960
Document Number0138580373
Book / Page013858 / 000373
Instrument DateApr 28, 2020
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 COPPER CREEK RD HERNDON VA 201713520, HERNDON, VA 20171-3520

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,000 (+25.64%) Land $70,000 Building $175,000$245,000 (-) Land $70,000 Building $175,000
2024$4,081.00 (+14.83%)
2023$3,554.00$195,000$245,000 Land $70,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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