595 Cawley Dr, Unit 2A, Frederick, MD 21703 Property Records

Frederick County property record for 595 Cawley Dr, Unit 2A, Frederick, MD 21703

Property Summary

Property TypeCondominium
Detailsbuilt 2004
Lot Size0.032 acres (1,387 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Sep 2022)
Tax Bill$4,081 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-250357

Property Details

APN / Parcel Number

Primary APN02-250357
Alternative APN
  • 250357

Interior

Units13 Units

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area1,387 sqft (0.032 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number250357
Street Address595 CAWLEY DR, 2A
CityFREDERICK
StateMD
Zip21703-5964
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePND
Legal DescriptionUNIT 4-2A PHASE 4 1,387 SQ. FT. BALLENGER POINTE CONDO
Legal SubdivisionBALLENGER POINTE CONDO PH 4
Legal Phase1,4
Legal Lot Number4 2A
Legal Unit4
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2007
Census Tract751003

Owner

Source: Frederick County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address595 CAWLEY DR, 2A, FREDERICK, MD 21703-5964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Prior SaleJun 18, 2004 · Amount on Record
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 7, 2022
Property Address595 CAWLEY DR # 4-2A, 4-2A, FREDERICK, MD 21703-5960
Document Number0161200407
Book / Page16120 / 407
Map ReferenceMB 76 PG 104&105
Instrument DateAug 12, 2022
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5440 MARINELLI RD APT 446, 5440, ROCKVILLE, MD 20852-2522

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address595 CAWLEY DR UNIT 2A, 2A, FREDERICK, MD 21703-5964

Mortgage

Document Number0016120415
DateSep 7, 2022
Instrument16120/415
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,000 (+25.64%) Land $70,000 Building $175,000$245,000 (-) Land $70,000 Building $175,000
2024$4,081.00 (+14.83%)
2023$3,554.00$195,000$245,000 Land $70,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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