Frederick County property record for 595 Cawley Dr, #4-1C, Frederick, MD 21703
| Property Type | Condominium |
|---|---|
| Details | built 2004 |
| Lot Size | 0.031 acres (1,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2018) |
| Tax Bill | $3,418 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-250330 |
| Primary APN | 02-250330 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Condo/Apartment |
| Lot Area | 1,356 sqft |
| Sewer | Connected |
|---|
| Account Number | 250330 |
|---|---|
| Street Address | 595 CAWLEY DR # 4-1C, 4-1C |
| City | FREDERICK |
| State | MD |
| Zip | 21703-5960 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PND |
| Legal Description | UNIT 4-1C PHASE 4 1,356 SQ. FT. BALLENGER POINTE CONDO |
| Legal Subdivision | BALLENGER POINTE CONDO PH 04 |
| Legal Phase | 1,4 |
| Legal Lot Number | 4 1C 1C |
| Legal Unit | 4 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 751003 |
595 Cawley Dr, #4-1C is owned and occupied by an individual who bought it in October 2018.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 595 CAWLEY DR UNIT 1C, 1C, FREDERICK, MD 21703-5961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 4, 2019 | Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC |
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 22, 2018 | Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on File |
| Deed Sale | Oct 22, 2018 · Amount on File |
| Prior Sale | Jun 16, 2004 · Amount on File |
| Deed Document Number | 0001267840 |
| Deed Book / Page | 12678 / 40 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 595 CAWLEY DR # 4-1C, 4-1C, FREDERICK, MD 21703-5960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0137600001 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 13760/1 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 595 CAWLEY DR # 4-1C, 4-1C, FREDERICK, MD 21703-5960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0132560492 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 13256/0492 |
| Name | 1ST RATE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85283 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 595 CAWLEY DR # 4-1C, 4-1C, FREDERICK, MD 21703-5960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0148280124 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 14828/124 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 22, 2018 |
| Property Address | 595 CAWLEY DR # 4-1C, 4-1C, FREDERICK, MD 21703-5960 |
| Document Number | 0126780040 |
| Book / Page | 12678 / 0040 |
| Map Reference | MB76 PG104&105 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 595 CAWLEY DR, FREDERICK, MD 21703-5960 |
| Document Number | 0001267847 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 12678/47 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jun 1, 2048 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,418.00 Homeowner's exemption | $197,000 | $235,000 Land $70,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 595 Cawley Dr, #4-1C in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 595 Cawley Dr, #4-1C has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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