595 Cactus Ln, Clover, SC 29710 Property Records

York County property record for 595 Cactus Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,777 sqft · built 2023
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`381-00-00-108`

Property Details

APN / Parcel Number

Primary APN	`381-00-00-108`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,777 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	1,777 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	218,236 sqft (5.01 acres)
Garage Area	2,224 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	595 CACTUS LN
City	CLOVER
State	SC
Zip	29710-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	5.01 AC / TR# 2 / CACTUS LN
Legal Subdivision	SURVEY FOR DARRELL D BOYD
Legal Tract	2
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2023
Census Tract	61802

Owner

Source: York County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	595 CACTUS LN, CLOVER, SC 29710-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit CLOVER COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 9, 2016
Transfer Doc	1613000025
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	595 CACTUS LN, CLOVER, SC 29710-8203
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010800139
Date	Apr 11, 2022
Book Page	20108/139
Instrument	2022016969

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	595 CACTUS LN, CLOVER, SC 29710-8203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1658900001
Date	Sep 13, 2017
Book Page	16589/001
Instrument	201700039252

Lender

Name	CLOVER COMMUNITY BANK
Type	Bank
Address	CLOVER, SC 29710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 6, 2024

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (-31.7%)	$15,741 (+104.96%) Land $4,307 Building $11,434	$460,400 (+259.69%) Land $125,900 Building $334,500
2023	$2,899.00	$7,680 Land $4,320 Building $3,360	$128,000 Land $72,000 Building $56,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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