575 Cactus Ln, Clover, SC 29710 Property Records

York County property record for 575 Cactus Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,203 sqft · built 1997
Lot Size	6.59 acres (287,060 sqft)
Owner	2 Company Names on Record
Last Sale	$899,900 (Jul 2023)
Tax Bill	$5,514 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`381-00-00-094`

Property Details

APN / Parcel Number

Primary APN	`381-00-00-094`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,203 sqft Living Area
Gross Area	5,864 sqft
1st Floor Area	1,986 sqft
2nd Floor Area	2,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	287,060 sqft (6.59 acres)
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,217 sqft

Location & Zoning

Street Address	575 CACTUS LN
City	CLOVER
State	SC
Zip	29710-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 3 (6.585 AC) CACTUS RD
Legal Subdivision	CACTUSROAD
Legal Lot Number	3
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2023
Census Tract	61802

Owner

Source: York County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	575 CACTUS LN, CLOVER, SC 29710-8203
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage UNITED BANK
Apr 18, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	202320634
Deed Book / Page	20840 / 420
Last Transfer Date	May 27, 2025
Transfer Doc	2193400136
Record Updated	Oct 29, 2026

July 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 7, 2023
Property Address	575 CACTUS LN, CLOVER, SC 29710-8203
Document Number	2084000420
Book / Page	20840 / 420
Map Reference	MB A-33 PG 3
Instrument Date	Jul 7, 2023
Instrument	2023020634
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	575 CACTUS LN, CLOVER, SC 29710-8203

Mortgage

Document Number	2084000423
Date	Jul 7, 2023
Book Page	20840/423
Instrument	2023020635

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

April 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Apr 18, 2022
Property Address	575 CACTUS LN, CLOVER, SC 29710-8203
Document Number	2012300245
Book / Page	20123 / 245
Map Reference	MB A-33 PG 3
Instrument Date	Apr 15, 2022
Instrument	2022018138
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CATAWBA ST, CLOVER, SC 29710-1404
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,514.00 (+138.29%)	$37,543 (+150.34%) Land $7,691 Building $29,852	$914,370 (+151.17%) Land $168,070 Building $746,300
2023	$2,314.00 (+109.6%)	$14,997 (+46.6%) Land $3,823 Building $11,174	$364,048 (-3.24%) Land $84,710 Building $279,338
2022	$1,104.00	$10,230 Land $514 Building $9,716	$376,257 Land $94,100 Building $282,157

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless	50 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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