Howard County property record for 5945 Sandy Rdg, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,912 sqft · built 1999 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,800 (Oct 1999) |
| Tax Bill | $10,247 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-272926 |
| Primary APN | 01-272926 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,350 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 272926 |
|---|---|
| Street Address | 5945 SANDY RDG |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 191 7,350 SQ 5945 SANDY RIDGE LYNDWOOD MANOR S2 |
| Legal Subdivision | LYNWOOD MANOR SEC 02 |
| Legal Lot Number | 191 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 601103 |
5945 Sandy Rdg is owned and occupied by an individual who acquired it in December 2015.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5945 SANDY RDG, ELKRIDGE, MD 21075-5989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 1999 · Amount on File |
| Deed Sale | Oct 13, 1999 · Amount on File |
| Prior Sale | Jul 14, 1999 · Amount on File |
| Deed Document Number | 19998718 |
| Deed Book / Page | 4909 / 658 |
| Last Transfer Date | Dec 18, 2015 |
| Transfer Doc | 0166360402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5945 SANDY RDG, ELKRIDGE, MD 21075-5989 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0195990303 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 19599/303 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 1, 2040 |
The 2026 property tax bill for 5945 Sandy Rdg was $10,247 with a homeowner's exemption, down 2.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,247.00 (-2.93%) Homeowner's exemption | $788,000 (+7.65%) Land $190,500 Building $597,500 | $788,000 (-) Land $190,500 Building $597,500 |
| 2025 | $10,556.00 (+5.11%) Homeowner's exemption | $732,000 | $788,000 Land $190,500 Building $597,500 |
| 2024 | $10,043.00 | ||
| 2023 | $620,000 Land $190,500 Building $429,500 | $620,000 Land $190,500 Building $429,500 | |
| 2022 | $6,782.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5945 Sandy Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5945 Sandy Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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