5940 Sandy Rdg, Elkridge, MD 21075 Property Records

Howard County property record for 5940 Sandy Rdg, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,846 sqft · built 1998
Lot Size0.209 acres (9,090 sqft)
Owner2 Individual Names on File
Last Sale$926,000 (Feb 2024)
Tax Bill$11,584 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-276778

Property Details

APN / Parcel Number

Primary APN01-276778
Alternative APNs
  • 1276778
  • 276778

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,846 sqft Total Area
Basement Area760 sqft
Finished Basement760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,090 sqft (0.209 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number276778
Street Address5940 SANDY RDG
CityELKRIDGE
StateMD
Zip21075-5990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
Legal DescriptionLOT 361 9,090 SQ 5940 SANDY RIDGE LYNDWOOD MANOR S2 RSB LT
Legal SubdivisionLYNDWOOD MANOR SEC 02
Legal Lot Number361
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2003
Census Tract601103

Owner

5940 Sandy Rdg is owned and occupied by two individuals who bought it in February 2024.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address5940 SANDY RDG, ELKRIDGE, MD 21075-5990
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2024 · Amount on File
Deed SaleFeb 29, 2024 · Amount on File
Prior SaleDec 14, 1998 · Amount on File
Deed Book / Page22272 / 1
Record UpdatedOct 29, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateFeb 29, 2024
Property Address5940 SANDY RDG, ELKRIDGE, MD 21075-5990
Document Number0222720001
Book / Page22272 / 1
Map ReferencePL 12701-12704
Instrument DateFeb 9, 2024
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5940 SANDY RDG, ELKRIDGE, MD 21075-5990

Mortgage

Document Number0000222728
DateFeb 29, 2024
Instrument22272/8
Lender
NamePRECISION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Mortgage

Document Number0222720031
DateFeb 29, 2024
Book Page22272/31
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 5940 Sandy Rdg was $11,584, up 7.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,584.00 (+7.42%)$759,500 (+7.49%) Land $198,400 Building $561,100$759,500 (-) Land $198,400 Building $561,100
2025$10,784.00$706,600$759,500 Land $198,400 Building $561,100
2023$600,800 Land $198,400 Building $402,400$600,800 Land $198,400 Building $402,400
2022$6,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5940 Sandy Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5940 Sandy Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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