5945 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 5945 Oak Point Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 1990
Lot Size	0.355 acres (15,464 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Jun 2021)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Jun 2021 Sale Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-00-020-000-038`

Property Details

APN / Parcel Number

Primary APN	`05-00-020-000-038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	868 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,464 sqft
Lot Dimensions	150 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5945 OAK POINT RD
City	LORAIN
State	OH
Zip	44053-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINT VILLAGE SUB 1 103.14 X 150
Legal Subdivision	OAK POINT VILLAGE SUBDIVISION #1
Legal Lot Number	17
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2003
Census Tract	97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	5945 OAK POINT RD, LORAIN, OH 44053-4139
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Limited Warranty Deed, Transfer FRENCH CRK TITLE AGENCY LIMITED, FRENCH CREEK TITLE AGCY LLC
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Sep 11, 2014 · Amount on Record
Deed Document Number	2021-0824236
Record Updated	Jun 8, 2026

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 21, 2021
Property Address	5945 OAK POINT RD, LORAIN, OH 44053-4139
Document Number	20210824236
Map Reference	VOL 107 PG 82-84
Instrument Date	Jun 11, 2021
Instrument	2021-0824236
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	FRENCH CRK TITLE AGENCY LIMITED, FRENCH CREEK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3212
Investor	Possibly a Property Investor

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5945 OAK POINT RD, LORAIN, OH 44053-4139
Document Number	0000687746
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5945 OAK POINT RD LORAIN OH 440534139, LORAIN, OH 44053-4139

Mortgage

Document Number	0000687746
Date	Sep 17, 2018
Instrument	687746

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00	$80,530 (+%) Land $21,000 Building $59,530	$230,080 (-) Land $60,000 Building $170,080
2024	$3,400.00 (+9.5%)	$80,528 (+27.77%) Land $21,000 Building $59,528	$230,080 (+27.77%) Land $60,000 Building $170,080
2023	$3,105.00 (+4.19%)	$63,025 (-0.01%) Land $13,808 Building $49,217	$180,070 (-) Land $39,450 Building $140,620
2022	$2,980.00	$63,030 Land $13,810 Building $49,220
2021			$180,070 Land $39,450 Building $140,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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