5939 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 5939 Oak Point Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,192 sqft · built 1990
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Sep 2013)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-00-020-000-036`

Property Details

APN / Parcel Number

Primary APN	`05-00-020-000-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	1,105 sqft
Basement Area	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5939 OAK POINT RD
City	LORAIN
State	OH
Zip	44053-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINT VILLAGE SUB 1 75 X 150
Legal Subdivision	OAK POINT VILLAGE SUB 1
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2005
Census Tract	97201

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5939 OAK POINT RD, LORAIN, OH 44053-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2013 · Amount on Record
Deed Sale	Sep 11, 2013 · Amount on Record
Prior Sale	Apr 24, 2013 · Amount on Record
Deed Document Number	2013478279
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0000210137
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 2, 2021
Property Address	5939 OAK POINT RD, LORAIN, OH 44053-4101
Document Number	0000805355
Map Reference	VOL 43 PG 43&44
Instrument Date	Dec 16, 2020
Instrument	2021-0805355
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000805356
Date	Mar 2, 2021
Instrument	2021-0805356

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5939 OAK POINT RD, LORAIN, OH 44053-4101
Document Number	0000684011
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5939 OAK POINT RD LORAIN OH 440534101, LORAIN, OH 44053-4101

Mortgage

Document Number	0000684011
Date	Aug 16, 2018
Instrument	684011

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,876.00 Homeowner's exemption	$91,810 (+0.01%) Land $21,000 Building $70,810	$262,300 (-) Land $60,000 Building $202,300
2024	$3,876.00 (+11.25%)	$91,805 (+29.81%) Land $21,000 Building $70,805	$262,300 (+29.81%) Land $60,000 Building $202,300
2023	$3,484.00 (-1.08%)	$70,722 (+%) Land $13,808 Building $56,914	$202,060 (-) Land $39,450 Building $162,610
2022	$3,522.00	$70,720 Land $13,810 Building $56,910
2021			$202,060 Land $39,450 Building $162,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

Nearby Properties on Oak Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures