Monroe County property record for 5944 M Rd, Red Bud, IL 62278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1955 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-400-001-000 |
| Primary APN | 12-10-400-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 66,211 sqft (1.52 acres) |
| Patio Area | 110 sqft |
| Street Address | 5944 M RD |
|---|---|
| City | RED BUD |
| State | IL |
| Zip | 62278-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 17 |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 600502 |
5944 M Rd is owned and occupied by two individuals who acquired it in August 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5944 M RD, RED BUD, IL 62278-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0000443809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 5, 2026 |
| Property Address | 5944 M RD, RED BUD, IL 62278-3118 |
| Document Number | 0000443809 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026443809 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 RICHARD ST, WATERLOO, IL 62298-5527 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5944 M RD, RED BUD, IL 62278-3118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416902 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 416902 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 24, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5944 M Rd was $2,145 with a homeowner's exemption, up 14.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 (+14.77%) Homeowner's exemption | $45,840 Land $8,900 Building $36,940 | $137,520 Land $26,700 Building $110,820 |
| 2024 | $1,869.00 | ||
| 2022 | Additional exemption filed | $37,530 Land $8,900 Building $28,630 | $112,590 Land $26,700 Building $85,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5944 M Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5944 M Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon, Wisper ISP.
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