5822 M Rd, Red Bud, IL 62278 Property Records

Monroe County property record for 5822 M Rd, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,440 sqft · built 1999
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$6,062 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10-400-005-000`

Property Details

APN / Parcel Number

Primary APN	`12-10-400-005-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Building Perimeter
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	872 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5822 M RD
City	RED BUD
State	IL
Zip	62278-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SW SE
Legal Range	08W
Legal Township	03S
Legal Section	10
Jurisdiction	MONROE IL
Township / Civil Division	6
Census Block Group	1
Census Block	1055
Census Tract	600502

Owner

5822 M Rd is owned by a company that bought it in October 2023.

Source: Monroe County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	5822 M RD, RED BUD, IL 62278-3116
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Deed Document Number	2023430890
Prior Transfer Date	Oct 13, 2023
Prior Transfer Doc	0000430890
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 14, 2026
Property Address	5822 M RD, RED BUD, IL 62278-3116
Document Number	0000442085
Instrument Date	Apr 8, 2026
Instrument	2026442085
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5822 M RD, RED BUD, IL 62278-3116

Mortgage

Document Number	0000442085,
Date	Apr 14, 2026
Instrument	2026442085

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 16, 2023
Property Address	5822 M RD, RED BUD, IL 62278-3116
Document Number	0000430890
Instrument Date	Oct 13, 2023
Instrument	430890
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	842 SUNFLOWER DR, WATERLOO, IL 62298-3172

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5822 M RD, RED BUD, IL 62278-3116

Mortgage

Document Number	0000430891
Date	Oct 16, 2023
Instrument	430891

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Index	1-Month LIBOR
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 5822 M Rd was $6,062, up 0.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,062.00 (+0.6%) Homeowner's exemption	$104,795 (-3.12%) Land $12,475 Building $92,320	$314,385 (-3.12%) Land $37,425 Building $276,960
2024	$6,026.00	$108,165 Land $12,873 Building $95,292	$324,495 Land $38,619 Building $285,876
2022	Additional exemption filed	$96,368 Land $11,888 Building $84,480	$289,104 Land $35,664 Building $253,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5822 M Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5822 M Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon, Wisper ISP.

Nearby Properties on M Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures