5943 16th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5943 16th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,235 sqft · built 1978
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Dec 2017)
Tax Bill$2,274 (2025)
Deeds & MortgagesSep 2023 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-409-0220

Property Details

APN / Parcel Number

Primary APN25-409-0220
Alternative APNs
  • 25-00409-0220
  • 17345

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,235 sqft Living Area
1st Floor Area1,235 sqft
Basement Area490 sqft
Finished Basement490 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
DrivewayDriveway
Deck Area525 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number17345
Street Address5943 16TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-9545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionLOT 2, BLK 2
Legal Range30W
Legal Township35N
Legal Section31
Legal SubdivisionHAVEN HILLS FIRST ADDITION
Legal Block2
Legal Lot Number2
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1016
Census Tract30302

Owner

5943 16th Ave SE is owned and occupied by two individuals who acquired it in March 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
ST CLOUD FCU
Dec 30, 2021Quit Claim Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Dec 15, 2017Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE & EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on File
Deed SaleDec 15, 2017 · Amount on File
Deed Document Number2017849625
Last Transfer DateMar 15, 2021
Transfer Doc0000935209
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545

Mortgage

Document Number0000961297
DateSep 7, 2023
Instrument961297
Lender
NameST CLOUD FCU
TypeCredit Union
AddressSAINT CLOUD, MN 56301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueSep 1, 2030

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateDec 30, 2021
Property Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Document Number0000935209
Instrument DateMar 15, 2021
Instrument935209
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545

Mortgage

Document Number0000935210
DateDec 30, 2021
Instrument935210
Lender
NameACADEMY MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionSHERBURNE MN
Recording DateDec 15, 2017
Property Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Document Number0000849625
Instrument DateNov 14, 2017
Instrument849625
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5943 16TH AVE SE, SAINT CLOUD, MN 56304-9545

Mortgage

Document Number0000849626
DateDec 15, 2017
Instrument849626
Lender
NameAMERICAN MORTGAGE & EQUITY
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5943 16th Ave SE was $2,274 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,600 (+0.55%) Land $94,500 Building $198,100$292,600 (+0.55%) Land $94,500 Building $198,100
2025$2,274.00$291,000 Land $94,500 Building $196,500$291,000 Land $94,500 Building $196,500
2023$2,002.00$268,200 Land $77,900 Building $190,300
2021$268,200 Land $77,900 Building $190,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5943 16th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5943 16th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Augusta
serves 1,600 people · EPA ID MN1730063
Water SourcePurchased surface water from Saint Cloud
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
AT&T
Fixed Wireless
100 / 20

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