5931 16th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5931 16th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,108 sqft · built 1978
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,400 (May 2026)
Tax Bill	$2,084 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-409-0210`

Property Details

APN / Parcel Number

Primary APN	`25-409-0210`
Alternative APNs	`25-00409-0210` `17344`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Mixed
Garage Area	1,279 sqft
Driveway	Driveway
Deck Area	192 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	17344
Street Address	5931 16TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 1, BLK 2
Legal Range	30W
Legal Township	35N
Legal Section	31
Legal Subdivision	HAVEN HILLS FIRST ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1016
Census Tract	30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5931 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	2026998116
Prior Transfer Date	May 16, 2011
Prior Transfer Doc	0000735197
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 27, 2026
Property Address	5931 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Document Number	0000998116
Instrument Date	May 14, 2026
Instrument	2026998116
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,123.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5931 16TH AVE SE, SAINT CLOUD, MN 56304-9545

Mortgage

Document Number	0000998117,
Date	May 27, 2026
Instrument	2026998117

Lender

Name	TRIDENT HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 3, 2023
Property Address	5931 16TH AVE SE, SAINT CLOUD, MN 56304-9545
Document Number	0000955222
Instrument Date	Mar 27, 2023
Instrument	955222
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ALL AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$837.87
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5931 16TH AVE SE, SAINT CLOUD, MN 56304-9545

Mortgage

Document Number	0000955223
Date	Apr 3, 2023
Instrument	955223

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000955224
Date	Apr 3, 2023
Instrument	955224

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,900 (+1.52%) Land $94,500 Building $179,400	$273,900 (+1.52%) Land $94,500 Building $179,400
2025	$2,084.00 (+3.89%)	$269,800 (+2.31%) Land $94,500 Building $175,300	$269,800 (+2.31%) Land $94,500 Building $175,300
2023	$2,006.00	$263,700 Land $77,900 Building $185,800
2021			$263,700 Land $77,900 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Augusta serves 1,600 people · EPA ID MN1730063
Water Source	Purchased surface water from Saint Cloud
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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