Lake County property record for 59374 Watson Rd, Saint Ignatius, MT 59865
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,464 sqft · built 1967 |
| Lot Size | 21 acres (914,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $506,304 (Aug 2024) |
| Tax Bill | $3,102 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1514131 |
| Primary APN | R1514131 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,464 sqft |
| Finished Basement | 1,464 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 914,760 sqft (21 acres) |
| Terrain | Wooded |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Granary | Granary |
| Milk House | Milk House |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000012333 |
|---|---|
| Street Address | 59374 WATSON RD |
| City | SAINT IGNATIUS |
| State | MT |
| Zip | 59865-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S06, T18 N, R19 W, C.O.S. 7743, ACRES 21, TR 1 |
| Legal Range | 19W |
| Legal Township | 18N |
| Legal Section | 06 |
| Legal Subdivision | AND THE SE1/4NW1/4 OF |
| Legal Tract | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1091 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 59374 WATSON RD, SAINT IGNATIUS, MT 59865-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF RONAN |
| Jun 8, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF RONAN |
| Jun 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST FARM CREDIT SERVICES FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2007 · Amount on Record |
| Deed Document Number | 2024612253 |
| Prior Transfer Date | May 24, 2022 |
| Prior Transfer Doc | 0000598356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 59374 WATSON RD, ST IGNATIUS, MT 59865-9386 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 59374 WATSON RD, SAINT IGNATIUS, MT 59865-9386 |
| Document Number | 0000636121 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 636121 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 59374 WATSON RD, ST IGNATIUS, MT 59865-9386 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 59374 WATSON RD, SAINT IGNATIUS, MT 59865-9386 |
| Document Number | 0000605204 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 605204 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | SAINT IGNATIUS, MT 59865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 6, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 59374 WATSON RD, ST IGNATIUS, MT 59865-9386 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 59374 WATSON RD, SAINT IGNATIUS, MT 59865-9386 |
| Document Number | 0000605203 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 605203 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | SAINT IGNATIUS, MT 59865 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 7, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 59374 WATSON RD, ST IGNATIUS, MT 59865-9386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 562603 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 562603 |
| Name | NORTHWEST FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99220 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2033 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Unified School District | St. Ignatius K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,102.00 (-7.57%) | $496,305 (-) | |
| 2025 | $3,356.00 (-46.35%) | $496,305 (+45.86%) | $496,305 (+45.86%) Land $98,315 Building $397,990 |
| 2023 | $6,255.00 | $340,269 | $340,269 Land $39,139 Building $301,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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