58684 Watson Rd, Saint Ignatius, MT 59865 Property Records

Lake County property record for 58684 Watson Rd, Saint Ignatius, MT 59865

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,640 sqft · built 1997
Lot Size20 acres (871,200 sqft)
OwnerCompany Name on Record
Last Sale$1,083,225 (Oct 2023)
Tax Bill$1,777 (2026)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR1515277

Property Details

APN / Parcel Number

Primary APNR1515277
Alternative APNs
  • 15-2869-31-1-01-07-0000
  • 0000012917

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,640 sqft Living Area
1st Floor Area1,640 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area871,200 sqft (20 acres)
Garage TypeDetached
Garage Area912 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area396 sqft
Shed1 Shed
Shed Area1,296 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000012917
Street Address58684 WATSON RD
CitySAINT IGNATIUS
StateMT
Zip59865-9389
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code1
Legal DescriptionS31, T19 N, R19 W, ACRES 20, S2NW4SW4
Legal Range19W
Legal Township19N
Legal Section31
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group1
Census Block1080
Census Tract940600

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address58684 WATSON RD, SAINT IGNATIUS, MT 59865-9389
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleJul 7, 2010
Deed Document Number2023607759
Prior Transfer DateOct 4, 2023
Prior Transfer Doc0000607759
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE MT
Recording DateOct 13, 2023
Property Address11681 WATSON RD, ST IGNATIUS, MT 59865
Document Number0000607759
Instrument DateOct 4, 2023
Instrument607759
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address58684 WATSON RD, SAINT IGNATIUS, MT 59865-9389

Mortgage

Document Number0000607760
DateOct 13, 2023
Instrument607760
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term861 Months
DueJul 18, 2095
Interest
Type Change DateDec 1, 2023
Change Frequency4 Years
Index1-Year CMT
Max Rate13.2%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
Unified School DistrictSt. Ignatius K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,777.00 (-12.72%)$419,565 (-)
2025$2,036.00 (-16.63%)$419,565 (+37.99%)$419,565 (+37.99%) Land $98,255 Building $321,310
2023$2,442.00$304,057$304,057 Land $35,847 Building $268,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blackfoot Telephone Cooperative
Fiber
1,000 / 500

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