5932 Stephanie Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5932 Stephanie Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1982
Lot Size	0.537 acres (23,392 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2020)
Tax Bill	$2,213 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-28-0000-00279-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-28-0000-00279-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	2,190 sqft
1st Floor Area	1,950 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	23,392 sqft (0.537 acres)
Lot Dimensions	1,800 ft deep x 1,300 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	1 sqft
Patio Area	240 sqft
Canopy	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N280000002790000
Street Address	5932 STEPHANIE DR
City	MILTON
State	FL
Zip	32570-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2020 COM AT SW CORNER OF NE4 OF SECTION 32 TOWNSHIP 2 NORTH RANGE 28 WEST THN N0*22'46W 177.27 FT
Legal Range	28W
Legal Township	02N
Legal Section	32
Legal Subdivision	WEST
Legal Lot Number	62
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3028
Census Tract	10504

Owner

5932 Stephanie Dr is owned by two individuals who bought it in July 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6820 OLD WEST LN, MILTON, FL 32570-3293
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Deed Document Number	202032361
Deed Book / Page	3970 / 1616
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 1, 2020
Property Address	5932 STEPHANIE DR, MILTON, FL 32570-8716
Document Number	0039701616
Book / Page	003970 / 001616
Instrument Date	Jun 24, 2020
Instrument	32361
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 BISHOPS CURV BERLIN CT 060373704, BERLIN, CT 06037-3704

Mortgage

Document Number	39701618
Date	Jul 1, 2020
Book Page	003970/001618
Instrument	32362

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,213.00 (+1.51%)	$184,959 (+1.08%) Land $19,000 Building $165,959	$184,959 (+1.08%) Land $19,000 Building $165,959
2023	$2,180.00 (+4.86%)	$182,985 (+2.46%) Land $19,000 Building $163,985	$182,985 (+2.46%) Land $19,000 Building $163,985
2022	$2,079.00	$178,594	$178,594 Land $19,000 Building $159,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5932 Stephanie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5932 Stephanie Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20