5924 Stephanie Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5924 Stephanie Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 1986
Lot Size	0.537 acres (23,392 sqft)
Owner	2 Owner Names on File
Last Sale	$122,000 (Mar 2002)
Tax Bill	$1,362 (2024)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-28-0000-00285-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-28-0000-00285-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Heated Area
Gross Area	3,278 sqft
1st Floor Area	2,562 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	23,392 sqft (0.537 acres)
Lot Dimensions	1,800 ft deep x 1,300 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N280000002850000
Street Address	5924 STEPHANIE DR
City	MILTON
State	FL
Zip	32570-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM SW COR OF NE4 TH N 0022 4 6 W 177.27 FT TH N 8937'14 E 180 FT TO W R/W OF CO RD TH N 00*22'46 W ALONG R/W 460 FT TH S
Legal Range	28W
Legal Township	02N
Legal Section	32
Legal Subdivision	UNREC KINGSWOOD ESTATES
Legal Lot Number	64
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3028
Census Tract	10504

Owner

The current owner of 5924 Stephanie Dr bought it in March 2002.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Owner Names on File
Mailing Address	5924 STEPHANIE DR, MILTON, FL 32570-8716
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2002 · Amount on File
Deed Sale	Mar 18, 2002 · Amount on File
Prior Sale	Dec 20, 1999 · Amount on File
Deed Document Number	0199301725
Deed Book / Page	01993 / 01725
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5924 STEPHANIE DR, MILTON, FL 32570-8716
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5924 STEPHANIE DR, MILTON, FL 32570-8716

Mortgage

Document Number	0042570118
Date	Mar 10, 2022
Book Page	4257/118
Instrument	202214616

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,362.00 (+2.33%) Homeowner's exemption Disabled Person's exemption	$148,396 (+3%)	$217,557 (+1.19%) Land $19,000 Building $198,557
2023	$1,331.00 (+2.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,074 (+3%)	$215,003 (+0.28%) Land $19,000 Building $196,003
2022	$1,295.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$139,878	$214,413 Land $19,000 Building $195,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5924 Stephanie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5924 Stephanie Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20