Polk County property record for 5928 Trophy Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,035 sqft · built 1991 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Oct 2016) |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-15-141576-003430 |
| Primary APN | 23-29-15-141576-003430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,035 sqft Living Area |
| Gross Area | 3,518 sqft |
| 1st Floor Area | 3,035 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,998 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|
| Street Address | 5928 TROPHY LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 343 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 15 |
| Legal Subdivision | DEER BROOKE SOUTH |
| Legal Tract | 141576 |
| Legal Block | 2 |
| Legal Lot Number | 343 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11909 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5928 TROPHY LOOP, LAKELAND, FL 33811-2073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2016 · Amount on Record |
| Deed Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 2016185977 |
| Deed Book / Page | 9957 / 710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5928 TROPHY LOOP, LAKELAND, FL 33811-2073 |
| Document Number | 0115260945 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5928 TROPHY LOOP LAKELAND FL 338112073, LAKELAND, FL 33811-2073 |
| Document Number | 0115260945 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 011526/000945 |
| Instrument | 2719 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5928 TROPHY LOOP, LAKELAND, FL 33811-2073 |
| Document Number | 0110750323 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5928 TROPHY LOOP LAKELAND FL 338112073, LAKELAND, FL 33811-2073 |
| Document Number | 0110750323 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 011075/000323 |
| Instrument | 265521 |
| Name | FAIRWAY FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKEWOOD RANCH, FL 34202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,589 (+2.7%) | $492,534 (-1.86%) Land $48,000 Building $444,534 | |
| 2025 | $3,969.00 (-9.63%) Homeowner's exemption | $347,214 (+5.99%) | $501,851 (-1.06%) Land $48,000 Building $453,851 |
| 2023 | $4,392.00 (+12.07%) Homeowner's exemption | $327,601 (+11.77%) | $507,227 (+12.54%) Land $46,000 Building $461,227 |
| 2022 | $3,919.00 Homeowner's exemption | $293,094 | $450,722 Land $44,000 Building $406,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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