Polk County property record for 5907 Trophy Loop, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,587 sqft Living Area |
| Lot Size | 19,367 sqft (0.445 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2023) |
| Tax Bill | $4,715.00 (2025) |
| Primary APN | 23-29-15-141576-003180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,587 sqft Living Area |
| Gross Area | 3,185 sqft Gross Area |
| 1st Floor | 2,587 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 19,367 sqft (0.445 acres) |
| Depth X Width | 155 ft x 102 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 598 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Patio Area | 90 sqft Patio |
| Porch Area | 436 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 5907 TROPHY LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2074 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 318 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 15 |
| Legal Subdivision | DEER BROOKE SOUTH |
| Legal Tract | 141576 |
| Legal Block | 2 |
| Legal Lot Number | 318 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 11909 |
Source: Polk County records · APN 23-29-15-141576-003180
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5907 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOWER LLC |
| Oct 05, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2023 · Amount on Record |
| Deed Sale | Oct 05, 2023 · Amount on Record |
| Prior Sale | Oct 21, 2003 · Amount on Record |
| Deed Doc Number | 2023234740 |
| Deed Book / Page | 12861 / 1245 |
| Prior Transfer Date | Nov 16, 2012 |
| Prior Transfer Doc | 0000207421 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5907 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5907 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Document Number | 0000289577 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 13806/1044 |
| Instrument | 2025289577 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 05, 2023 |
| Property Address | 5907 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Document Number | 0000234740 |
| Book / Page | 12861 / 1245 |
| Map Reference | MB 89 PG 15-17 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023234740 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | NOT AVAILABLE, YOUR TITLE FIRM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6519 LONE OAK DR, BETHESDA, MD 20817-1671 |
| Name | Verified Name |
|---|---|
| Address | 5907 TROPHY LOOP, LAKELAND, FL 33811-2074 |
| Document Number | 0128611247 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 12861/1247 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,715.00 (+97.45%) Homeowner's exemption | $404,896 (+125.02%) Land $48,000 Building $356,896 | $404,896 (-0.49%) Land $48,000 Building $356,896 |
| 2023 | $2,388.00 (+4.1%) Homeowner's exemption | $179,938 (+3%) | $406,871 (+8.09%) Land $46,000 Building $360,871 |
| 2022 | $2,294.00 Homeowner's exemption | $174,697 | $376,418 Land $44,000 Building $332,418 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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