Frederick County property record for 5925 Shepherd Ln, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,440 sqft · built 2016 |
| Lot Size | 0.049 acres (2,173 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2021) |
| Tax Bill | $3,875 (2023) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-592569 |
| Primary APN | 09-592569 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,173 sqft (0.049 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 592569 |
|---|---|
| Street Address | 5925 SHEPHERD LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7783 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 285 PHASE 1 PLAT 2,173 SQ FT HOLLY RIDGE |
| Legal Subdivision | HOLLY RDG PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 285 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 751904 |
Source: Frederick County records · APN 09-592569
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5925 SHEPHERD LN, FREDERICK, MD 21704-7783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Sep 07, 2016 · Amount on Record |
| Deed Document Number | 0015182461 |
| Deed Book / Page | 15182 / 461 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 11, 2021 |
| Property Address | 5925 SHEPHERD LN, FREDERICK, MD 21704-7783 |
| Document Number | 0151820461 |
| Book / Page | 15182 / 461 |
| Map Reference | MB 97 PL 12 |
| Instrument Date | Aug 06, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5925 SHEPHERD LN, FREDERICK, MD 21704-7783 |
| Document Number | 15182469 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 15182/469 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5925 SHEPHERD LN, FREDERICK, MD 21704-7783 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 5925 SHEPHERD LN, FREDERICK, MD 21704-7783 |
| Document Number | 0149230225 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 14923/225 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | Sep 01, 2051 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,875.00 | $323,200 | $348,500 Land $115,000 Building $233,500 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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