5923 Shepherd Ln, Frederick, MD 21704 Property Records

Frederick County property record for 5923 Shepherd Ln, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,890 sqft · built 2016
Lot Size0.051 acres (2,210 sqft)
Owner2 Individual Names on File
Last Sale$296,810 (Feb 2017)
Tax Bill$4,263 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-592570

Property Details

APN / Parcel Number

Primary APN09-592570
Alternative APN
  • 592570

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,890 sqft Living Area
1st Floor Area720 sqft
Basement Area450 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,210 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number592570
Street Address5923 SHEPHERD LN
CityFREDERICK
StateMD
Zip21704-7783
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 286 PHASE 1 PLAT 2,210 SQ FT HOLLY RIDGE
Legal SubdivisionPLAT 1 HOLLY RIDGE
Legal Phase1
Legal Lot Number286
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group3
Census Block3008
Census Tract751904

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5923 SHEPHERD LN, FREDERICK, MD 21704-7783
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Feb 16, 2017Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2017 · Amount on Record
Deed SaleFeb 16, 2017 · Amount on Record
Prior SaleSep 22, 2016 · Amount on Record
Deed Document Number201711673-0418
Deed Book / Page11673 / 418
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5923 SHEPHERD LN, FREDERICK, MD 21704-7783
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5923 SHEPHERD LN, FREDERICK, MD 21704-7783

Mortgage

Document Number0140380347
DateSep 3, 2020
Book Page14038/347
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 16, 2017
Property Address5923 SHEPHERD LN, FREDERICK, MD 21704-7783
Document Number0116730418
Book / Page11673 / 0418
Map ReferenceMB97 PL12
Instrument DateJan 27, 2017
Instrument11673-0418
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,564.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5923 SHEPHERD LN, FREDERICK, MD 21704-7783

Mortgage

Document Number0116730423
DateFeb 16, 2017
Instrument11673-0423
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,263.00 (+14.72%) Homeowner's exemption$352,833 (+11.63%)$390,500 (+16.92%) Land $125,000 Building $265,500
2023$3,716.00 Homeowner's exemption$316,067$334,000 Land $115,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Shepherd Ln

Nearby Streets

Search Property Records by Address or Parcel Number