5924 State Rte 3, Waterloo, IL 62298 Property Records

Monroe County property record for 5924 State Rte 3, Waterloo, IL 62298

Property Summary

Property Type	General Agricultural/Rural
Lot Size	5.68 acres (247,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Nov 2020)
Tax Bill	$42 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-300-014-000`

Property Details

APN / Parcel Number

Primary APN	`11-08-300-014-000`
Alternative APN	`11080000001603 00`

Exterior

Lot Area	247,421 sqft (5.68 acres)

Location & Zoning

Street Address	5924 STATE ROUTE 3
City	WATERLOO
State	IL
Zip	62298-3008
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	MA1
Legal Description	PART SE SW
Legal Range	09W
Legal Township	03S
Legal Section	08
Legal Subdivision	WOODSONG
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2038
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5950 STATE ROUTE 3, WATERLOO, IL 62298-3008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE
Oct 10, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	2020412497
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 6, 2026
Property Address	5924 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000441967
Instrument Date	Apr 2, 2026
Instrument	2026441967
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5950 STATE ROUTE 3, WATERLOO, IL 62298-3008

Mortgage

Document Number	0000441967,
Date	Apr 6, 2026
Instrument	2026441967

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 16, 2020
Property Address	5924 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000412497
Instrument Date	Nov 13, 2020
Instrument	412497
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5924 STATE ROUTE 3, WATERLOO, IL 62298-3008

Mortgage

Document Number	0000412498
Date	Nov 16, 2020
Instrument	412498

Lender

Name	BANK OF BELLEVILLE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Oct 10, 2017
Property Address	5924 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000392330
Instrument Date	Oct 9, 2017
Instrument	392330
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3829 FLAD AVE ST LOUIS MO 631104023, ST LOUIS, MO 63110-4023

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 5, 2017
Property Address	5924 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000389646
Instrument Date	May 5, 2017
Instrument	389646
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	VACANT LAND WATERLOO IL 62298, WATERLOO, IL 62298

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42.00	$748 (+15.97%) Land $748	$2,244 (+15.97%) Land $2,244
2024	$42.00	$645 (+34.94%) Land $645	$1,935 Land $1,935
2022		$478 Land $478

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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