5906 State Rte 3, Waterloo, IL 62298 Property Records

Monroe County property record for 5906 State Rte 3, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 966 sqft · built 1893
Lot Size	6 acres (261,360 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Nov 2022)
Tax Bill	$3,596 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-300-015-000`

Property Details

APN / Parcel Number

Primary APN	`11-08-300-015-000`
Alternative APN	`11080000001601 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	966 sqft Building Perimeter
1st Floor Area	672 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Garage Area	925 sqft
Driveway	Concrete Driveway

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	784 sqft
Porch	Slab
Porch Area	480 sqft
Patio Area	2,840 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5906 STATE ROUTE 3
City	WATERLOO
State	IL
Zip	62298-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SE SW
Legal Range	09W
Legal Township	03S
Legal Section	08
Legal Subdivision	WOODSONG
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2038
Census Tract	600501

Owner

Source: Monroe County records · APN 11-08-300-015-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	404 W 3RD ST, WATERLOO, IL 62298-1357
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage BUENA VISTA NATIONAL BANK
Nov 01, 2022	Administrator's Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 03, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 18, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2022 · Amount on Record
Deed Sale	Nov 03, 2022 · Amount on Record
Prior Sale	Nov 01, 2022 · Amount on Record
Deed Document Number	2022426813
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5906 STATE ROUTE 3, WATERLOO, IL 62298-3008
Transaction Type	Mortgage
Record Updated	Feb 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000427705
Date	Jan 24, 2023
Instrument	427705

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 17, 2028

November 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MONROE IL
Recording Date	Nov 01, 2022
Property Address	5906 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000426778
Instrument Date	Oct 27, 2022
Instrument	426778
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$369.75
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 N MAIN ST, WATERLOO, IL 62298-1202

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 03, 2022
Property Address	5906 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000426813
Instrument Date	Oct 27, 2022
Instrument	426813
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5906 STATE ROUTE 3, 5906, WATERLOO, IL 62298-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 N MAIN ST, WATERLOO, IL 62298-1202

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5906 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000388123
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 STATE ROUTE 3 WATERLOO IL 622983008, WATERLOO, IL 62298-3008

Mortgage

Document Number	0000388123
Date	Feb 01, 2017
Instrument	388123

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Jan 31, 2083

Interest

Rate Type	Adjustable Rate
Rate	4.7%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5906 STATE ROUTE 3, WATERLOO, IL 62298-3008
Document Number	0000388124
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5906 STATE ROUTE 3 WATERLOO IL 622983008, WATERLOO, IL 62298-3008

Mortgage

Document Number	0000388124
Date	Feb 01, 2017
Instrument	388124

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	792 Months
Due	Jan 31, 2083

Interest

Rate Type	Adjustable Rate
Rate	4.7%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,940 (+14.42%) Land $21,060 Building $47,880	$206,820 (+14.42%) Land $63,180 Building $143,640
2024	$3,596.00
2022		$60,250 Land $21,060 Building $39,190	$180,750 Land $63,180 Building $117,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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