Collier County property record for 592 Whispering Pine Ln, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 2,232 sqft · built 1980 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jul 2012) |
| Tax Bill | $7,102 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 112900 32 524A16 |
| Primary APN | 112900 32 524A16 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,232 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 2,232 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 120 ft deep x 130 ft wide |
| Pool Area | 312 sqft |
| Porch | Enclosed Porch |
| Deck Area | 554 sqft |
| Account Number | 112900 32 524A16 |
|---|---|
| Old Parcel Number | 1605784000302960032524 |
| Street Address | 592 WHISPERING PINE LN |
| City | NAPLES |
| State | FL |
| Zip | 34103-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | PARK SHORE UNIT 4 BLK 32 LOT 52 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 16 |
| Legal Subdivision | PARK SHORE UNIT 4 |
| Legal Tract | 112900 |
| Legal Block | 32 |
| Legal Lot Number | 52 |
| Legal Unit | 4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 301 |
Source: Collier County assessment roll, APN 112900 32 524A16, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 592 WHISPERING PINE LN, NAPLES, FL 34103-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2012 · Amount on Record |
| Deed Sale | Jul 10, 2012 · Amount on Record |
| Prior Sale | Jul 15, 2004 · Amount on Record |
| Deed Document Number | 4715620 |
| Deed Book / Page | 4815 / 1036 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 592 WHISPERING PINE LN, NAPLES, FL 34103-2422 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056470400 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 5647/0400 |
| Instrument | 5733252 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 592 WHISPERING PINE LN, NAPLES, FL 34103-2422 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 592 WHISPERING PINE LN, NAPLES, FL 34103-2422 |
| Document Number | 0059401178 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 5940/1178 |
| Instrument | 6051583 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
Source: Collier County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,102.00 (+3.95%) Homeowner's exemption | $823,282 (+5.99%) | $2,190,196 (-20.53%) Land $2,028,000 Building $162,196 |
| 2023 | $6,832.00 (-2.62%) Homeowner's exemption | $776,777 (+3%) | $2,756,064 (+42.79%) Land $2,449,200 Building $306,864 |
| 2022 | $7,016.00 Homeowner's exemption | $754,152 | $1,930,114 Land $1,654,380 Building $275,734 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 46 condo units |
| Nearby Flood Claims | 235 (1985–2024) |
| Claims Outside the SFHA | 11 of 235 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 259 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Orlando Telephone Company.
Source: EPA Safe Drinking Water Information System, water system FL5110198, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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