572 Whispering Pine Ln, Naples, FL 34103 Property Records

Collier County property record for 572 Whispering Pine Ln, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,259 sqft · built 2020
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Nov 2001)
Tax Bill	$23,778 (2025)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Jun 2018 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`112900 33 64A16`

Property Details

APN / Parcel Number

Primary APN	`112900 33 64A16`
Alternative APNs	`160587600010296003364` `16058760001`

Interior

Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	3,259 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	176 sqft
Deck Area	1,723 sqft

Location & Zoning

Street Address	572 WHISPERING PINE LN
City	NAPLES
State	FL
Zip	34103-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 4 BLK 33 LOT 6
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 4
Legal Tract	112900
Legal Block	33
Legal Lot Number	6
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3012
Census Tract	301

Owner

572 Whispering Pine Ln is owned and occupied by two individuals who acquired it in September 2013.

Source: Collier County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	572 WHISPERING PINE LN, NAPLES, FL 34103-2426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE
Jun 13, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2001 · Amount on File
Deed Sale	Nov 15, 2001 · Amount on File
Prior Sale	Dec 20, 2000
Deed Book / Page	2924 / 3187
Last Transfer Date	Sep 13, 2013
Transfer Doc	0049702153
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Sep 4, 2026
Property Address	572 WHISPERING PINE LN, NAPLES, FL 34103-2426
Document Number	0006871463
Book / Page	6626 / 3817
Instrument Date	Aug 26, 2026
Instrument	20266871463
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 WHISPERING PINE LN, NAPLES, FL 34103-2426

Mortgage

Document Number	0006871463,
Date	Sep 4, 2026
Book Page	6626/3817
Instrument	20266871463

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Apr 1, 2121

Interest

Max Rate	-1%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 13, 2018
Property Address	572 WHISPERING PINE LN, NAPLES, FL 34103-2426
Document Number	0055203837
Book / Page	005520 / 003837
Instrument Date	Jun 8, 2018
Instrument	5570253
Transaction Type	Construction Loan
Record Updated	Jul 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	572 WHISPERING PINE LN NAPLES FL 341032426, NAPLES, FL 34103-2426

Mortgage

Document Number	55203837
Date	Jun 13, 2018
Book Page	005520/003837
Instrument	5570253

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.11%

Tax Assessment & Valuation

The 2025 property tax bill for 572 Whispering Pine Ln was $23,778 with a homeowner's exemption, up 2.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,737,644 (+2.7%)	$4,522,962 (-1.33%) Land $1,910,469 Building $2,612,493
2025	$23,778.00 (+2.2%) Homeowner's exemption	$2,665,671	$4,583,878 Land $2,047,240 Building $2,536,638
2024	$23,266.00 (+1.52%)
2023	$22,918.00 (-2.75%) Homeowner's exemption	$2,515,092 (+3%)	$5,078,453 (+25.93%) Land $2,472,436 Building $2,606,017
2022	$23,566.00 Homeowner's exemption	$2,441,837	$4,032,679 Land $1,670,075 Building $2,362,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 572 Whispering Pine Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 572 Whispering Pine Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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