592 School St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 592 School St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$5,127 (2026)
Deeds & Mortgages	Nov 2022 Transfer Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W05240`

Property Details

APN / Parcel Number

Primary APN	`W05240`
Alternative APNs	`LOWE M:122 B:5240 L:592` `M:000122 T:W05240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	770 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	W05240
Street Address	592 SCHOOL ST
City	LOWELL
State	MA
Zip	01851-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	5240
Legal Lot Number	592
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2004
Census Tract	311800

Owner

592 School St is owned and occupied by an individual who acquired it in September 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	592 SCHOOL ST, LOWELL, MA 01851-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage SECURITY FIRST MTG FN
Apr 26, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2017
Deed Sale	Jan 9, 2017
Prior Sale	Dec 29, 2008 · Amount on File
Deed Document Number	20171031
Deed Book / Page	30824 / 279
Last Transfer Date	Sep 20, 2022
Transfer Doc	037501-153
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 10, 2022
Property Address	592 SCHOOL ST, LOWELL, MA 01851-2612
Document Number	037501-153
Book / Page	37501 / 153
Instrument Date	Sep 20, 2022
Instrument	46171
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	592 SCHOOL ST, LOWELL, MA 01851-2612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32303-78
Date	Aug 6, 2018
Book Page	32303/78
Instrument	33710

Lender

Name	SECURITY FIRST MTG FN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 26, 2018
Property Address	592 SCHOOL ST, LOWELL, MA 01851-2612
Document Number	32026-139
Book / Page	032026 / 000139
Instrument Date	Apr 26, 2018
Instrument	16379
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 9, 2017
Property Address	592 SCHOOL ST, LOWELL, MA 01851-2612
Document Number	30824-279
Book / Page	030824 / 000279
Instrument Date	Dec 28, 2016
Instrument	1031
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 592 School St was $5,127, up 8.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,127.00 (+8.65%)	$451,700 (+9.88%) Land $170,200 Building $281,500	$473,720 (+28.88%)
2025	$4,719.00 (+2.52%)	$411,100 (+6.36%) Land $150,100 Building $261,000	$367,555 (+12.7%)
2024	$4,603.00 (+6.26%)	$386,500 (+10.81%) Land $140,300 Building $246,200	$326,135
2023	$4,332.00	$348,800 Land $122,000 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 592 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 592 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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